balance equationreview2022-09-30
Difference 15700000 exceeds tolerance 13314100.000. Presentation or filing-vintage differences need review.
Revenue
$443.50M
Fiscal year ended 2026-06-30Net income
$41.60M
Fiscal year ended 2026-06-30Total assets
$15.60B
Fiscal year ended 2026-06-30HORACE MANN EDUCATORS CORP /DE/ (HMN) reported revenue of $443.50M and net income of $41.60M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from HORACE MANN EDUCATORS CORP /DE/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Fire, Marine & Casualty Insurance.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $443.50M | $429.30M | $434.80M | $438.50M | $411.70M | $416.40M | $409.00M | $412.10M | $388.10M | $386.00M |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $41.60M | $41.20M | $36.20M | $58.30M | $29.40M | $38.20M | $38.20M | $34.30M | $3.80M | $26.50M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 41.20M | shares 41.20M | Unavailable | shares 41.60M | shares 41.60M | shares 41.60M | Unavailable | shares 41.40M | shares 41.60M | shares 41.50M |
| Pretax income | $49.00M | $50.20M | $45.70M | $71.50M | $36.50M | $47.50M | $48.30M | $42.70M | $4.60M | $33.00M |
| Income tax expense | $7.40M | $9.00M | $9.50M | $13.20M | $7.10M | $9.30M | $10.10M | $8.40M | $800.00K | $6.50M |
| Diluted EPS | $1.01 | $1.00 | Unavailable | $1.40 | $0.71 | $0.92 | Unavailable | $0.83 | $0.09 | $0.64 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $46.20M | $20.90M | $27.50M | $46.70M | Unavailable | Unavailable | $38.10M | Unavailable | Unavailable | Unavailable |
| Total assets | $15.60B | $14.97B | $15.27B | $15.49B | $14.73B | $14.40B | $14.49B | $14.71B | $14.28B | $14.24B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $14.10B | $13.50B | $13.78B | $14.05B | $13.37B | $13.05B | $13.20B | $13.43B | $13.07B | $13.02B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $1.50B | $1.47B | $1.48B | $1.44B | $1.36B | $1.34B | $1.29B | $1.29B | $1.21B | $1.21B |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $54.30M | $54.30M | $54.30M | $54.30M | $54.30M | $54.30M | $54.30M | $54.30M | $54.30M | $54.30M |
| Long-term debt | $594.20M | $593.80M | $593.40M | $842.90M | $547.50M | $547.20M | $547.00M | $546.70M | $546.50M | $546.20M |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $223.70M | $61.30M | $129.90M | $151.20M | $131.30M | $140.80M | $193.50M | $143.90M | $40.20M | $74.50M |
| Capital expenditures | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Investing cash flow | -$102.90M | $16.20M | -$17.50M | -$162.60M | -$36.90M | -$35.10M | -$4.40M | -$44.20M | -$27.70M | -$59.50M |
| Financing cash flow | -$95.50M | -$84.10M | -$387.40M | $273.00M | -$83.80M | -$113.50M | -$190.80M | -$74.50M | -$18.30M | -$24.30M |
| Net change in cash | $25.30M | -$6.60M | -$275.00M | $261.60M | $10.60M | -$7.80M | -$1.70M | $25.20M | -$5.80M | -$9.30M |
| Stock-based compensation | $2.40M | $2.20M | $2.60M | $2.40M | $2.60M | $2.60M | $2.60M | $2.20M | $2.60M | $2.50M |
| Common dividends paid | $14.50M | $14.60M | $14.20M | $14.30M | $14.30M | $14.30M | $13.80M | $13.90M | $13.90M | $13.90M |
| Common share repurchases | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Depreciation & amortization | $6.70M | $6.70M | $6.70M | $6.80M | $6.60M | $7.00M | $7.00M | $6.40M | $6.40M | $6.60M |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | 0.5% | 0.5% | 0.6% | 0.5% | 0.6% | 0.6% | 0.6% | 0.5% | 0.7% | 0.6% |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 7.7% | 3.1% | 6.3% | 6.4% | 6.1% | 7.9% | 1.5% | 8.8% | 8.9% | 9.1% |
| Net margin | 9.4% | 9.6% | 8.3% | 13.3% | 7.1% | 9.2% | 9.3% | 8.3% | 1.0% | 6.9% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | 0.40x | 0.40x | 0.40x | 0.58x | Unavailable | Unavailable | 0.42x | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 15.1% | 17.9% | 20.8% | 18.5% | 19.5% | 19.6% | 20.9% | 19.7% | 17.4% | 19.7% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open HMN in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-02-27View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-06View SEC filing
10-Q · Filed 2025-05-06View SEC filing
Reconciliation checks needing review
1 period on this page do not reconcile under this site’s normalization. Read that as a limitation here before an observation about the company: the figures are the filer’s own, the filings linked above are authoritative, and a difference usually means the concepts this site selected do not match how this filer presents its statements. Nothing is adjusted to make a check pass.