balance equationreview2021-12-31
Difference 384700000 exceeds tolerance 14460200.000. Presentation or filing-vintage differences need review.
Revenue
$1.70B
Fiscal year ended 2025-12-31Net income
$162.10M
Fiscal year ended 2025-12-31Total assets
$15.27B
Fiscal year ended 2025-12-31HORACE MANN EDUCATORS CORP /DE/ (HMN) reported revenue of $1.70B and net income of $162.10M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from HORACE MANN EDUCATORS CORP /DE/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Fire, Marine & Casualty Insurance.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.70B | $1.60B | $1.49B | $1.38B | $1.33B | $1.31B | $1.43B | $1.19B | $1.17B | $1.13B |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $162.10M | $102.80M | $45.00M | $19.80M | $170.40M | $133.30M | $184.40M | $18.34M | $169.46M | $83.76M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 41.60M | shares 41.50M | shares 41.40M | shares 41.80M | shares 42.20M | shares 42.00M | shares 41.90M | shares 41.89M | shares 41.56M | shares 41.48M |
| Pretax income | $201.20M | $128.60M | $53.30M | $16.50M | $210.10M | $159.60M | $236.40M | $19.54M | $88.69M | $114.23M |
| Income tax expense | $39.10M | $25.80M | $8.30M | -$3.30M | $39.70M | $26.30M | $52.00M | $1.19M | -$80.77M | $30.47M |
| Diluted EPS | $3.90 | $2.48 | $1.09 | $0.47 | $4.04 | $3.17 | $4.40 | $0.44 | $4.08 | $2.02 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $27.50M | $38.10M | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $15.27B | $14.49B | $14.05B | $13.31B | $14.46B | $13.47B | $12.48B | $11.03B | $11.20B | $10.58B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $13.78B | $13.20B | $12.87B | $12.21B | $12.58B | $11.68B | $10.91B | $9.74B | $9.70B | $9.28B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $1.48B | $1.29B | $1.18B | $1.10B | $1.50B | $1.79B | $1.57B | $1.29B | $1.50B | $1.29B |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $54.30M | $54.30M | $54.30M | $54.30M | $43.50M | $43.50M | $49.10M | $47.40M | $47.40M | $47.40M |
| Long-term debt | $593.40M | $547.00M | $546.00M | $249.00M | $253.60M | $302.30M | $298.02M | $297.74M | $297.47M | $247.21M |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $553.20M | $452.10M | $302.10M | $171.50M | $204.90M | $259.80M | $127.60M | $200.89M | $256.59M | $211.43M |
| Capital expenditures | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Investing cash flow | -$252.10M | -$135.80M | -$107.40M | -$214.60M | -$302.00M | -$406.80M | $55.90M | -$186.50M | -$228.66M | -$325.36M |
| Financing cash flow | -$311.70M | -$307.90M | -$207.80M | -$47.80M | $208.50M | $143.80M | -$169.90M | -$10.11M | -$36.96M | $115.09M |
| Net change in cash | -$10.60M | $8.40M | -$13.10M | -$90.90M | $111.40M | -$3.20M | $13.60M | $4.28M | -$9.04M | Unavailable |
| Stock-based compensation | $10.20M | $9.90M | $9.50M | $8.90M | $8.40M | $6.70M | $7.30M | $8.35M | $8.59M | Unavailable |
| Common dividends paid | $57.10M | $55.50M | $53.90M | $52.60M | $51.40M | $49.60M | $47.30M | $46.69M | $46.11M | $44.31M |
| Common share repurchases | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Depreciation & amortization | $27.10M | $26.40M | $26.20M | $27.60M | $18.40M | $23.40M | $15.60M | $7.36M | $6.62M | $6.90M |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | 0.6% | 0.6% | 0.6% | 0.6% | 0.6% | 0.5% | 0.5% | 0.7% | 0.7% | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 6.7% | 6.9% | 8.0% | 3.9% | 1.4% | -8.4% | 20.0% | 1.7% | 3.8% | Unavailable |
| Net margin | 9.5% | 6.4% | 3.0% | 1.4% | 12.8% | 10.2% | 12.9% | 1.5% | 14.5% | 7.4% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | 0.40x | 0.42x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 19.4% | 20.1% | 15.6% | -20.0% | 18.9% | 16.5% | 22.0% | 6.1% | -91.1% | 26.7% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open HMN in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-02-27View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-06View SEC filing
10-Q · Filed 2025-05-06View SEC filing
Reconciliation checks needing review
1 period on this page do not reconcile under this site’s normalization. Read that as a limitation here before an observation about the company: the figures are the filer’s own, the filings linked above are authoritative, and a difference usually means the concepts this site selected do not match how this filer presents its statements. Nothing is adjusted to make a check pass.