SequelSEC

Enact Holdings, Inc. ACT

Insurance Agents, Brokers & Service · CIK 0001823529 · Fiscal year ends 1231 · Insurer

AnnualQuarterlyTTM
Revenue
$1.24B
Fiscal year ended 2025-12-31
Net income
$674.24M
Fiscal year ended 2025-12-31
Total assets
$6.89B
Fiscal year ended 2025-12-31

Enact Holdings, Inc. (ACT) reported revenue of $1.24B and net income of $674.24M for the fiscal year ended 2025-12-31. This page shows 7 annual periods of income statement, balance sheet and cash flow figures normalized from Enact Holdings, Inc.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Insurance Agents, Brokers & Service.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

Enact Holdings, Inc. income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Revenue$1.24B$1.20B$1.15B$1.10B$1.12B$1.11B$978.85M
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$674.24M$688.07M$665.51MUnavailable$546.68M$370.42M$677.63M
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 149.32Mshares 157.55Mshares 161.85Mshares 163.29Mshares 162.88Mshares 162.84Mshares 162.84M
Pretax income$858.84M$878.06M$851.51M$898.22M$695.22M$472.42M$718.17M
Income tax expense$184.59M$189.99M$186.00M$194.06M$148.53M$102.00M$155.83M
Diluted EPS$4.52$4.37$4.11$4.31$3.36$2.27$4.16
Selling, general & administrative$208.33M$213.31M$212.49M$226.94M$231.45M$215.02MUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

Enact Holdings, Inc. balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Cash & equivalents$582.49M$599.43M$615.68M$513.78M$425.83M$452.79MUnavailable
Total assets$6.89B$6.52B$6.19B$5.71B$5.87B$5.65BUnavailable
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$1.54B$1.53B$1.56B$1.61B$1.76B$1.77BUnavailable
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$5.36B$5.00B$4.63B$4.10B$4.11B$3.88B$3.83B
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
GoodwillUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt$744.48M$743.05M$745.42M$742.83M$740.42M$738.16MUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

Enact Holdings, Inc. cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Operating cash flow$724.52M$686.26M$632.04M$560.51M$572.11M$704.35M$500.02M
Capital expendituresUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Investing cash flow-$226.38M-$320.51M-$229.40M-$220.26M-$398.78M-$1.14B$175.99M
Financing cash flow-$515.08M-$382.00M-$300.73M-$252.31M-$200.29M$300.30M-$250.00M
Net change in cash-$16.94M-$16.25M$101.91M$87.95M-$26.97M-$132.26M$426.01M
Stock-based compensation$19.02M$18.77M$15.28M$9.88M$1.50M$0$0
Common dividends paid$120.83M$111.72M$212.96M$250.78M$200.29M$437.35M$250.00M
Common share repurchases$382.40M$243.97M$87.76M$1.53M$0$0Unavailable
Depreciation & amortizationUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Derived

Enact Holdings, Inc. derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Free cash flowUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
SBC / revenue1.5%1.6%1.3%0.9%0.1%0.0%0.0%
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growth2.8%4.2%5.4%-2.0%1.0%13.0%Unavailable
Net margin54.6%57.3%57.7%UnavailableUnavailableUnavailable69.2%
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt / equity0.14xUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate21.5%21.6%21.8%21.6%21.4%21.6%21.7%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open ACT in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-06View SEC filing
10-Q · Filed 2026-05-06View SEC filing
10-K · Filed 2026-02-27View SEC filing
10-Q · Filed 2025-11-06View SEC filing
10-Q · Filed 2025-08-01View SEC filing
10-Q · Filed 2025-05-02View SEC filing

Companies in the same industry

AAPI AJG AON ARX BRO BWIN CRD.A CRVL EHTH EQH ERIE EZRA

Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.