SequelSEC

Exzeo Group, Inc. XZO

Services-Prepackaged Software · CIK 0001873951 · Fiscal year ends 1231

AnnualQuarterlyTTM
Revenue
$216.98M
Fiscal year ended 2025-12-31
Operating income
$105.99M
Fiscal year ended 2025-12-31
Free cash flow
Unavailable
Fiscal year ended 2025-12-31

Exzeo Group, Inc. (XZO) reported revenue of $216.98M and net income of $82.75M for the fiscal year ended 2025-12-31. This page shows 3 annual periods of income statement, balance sheet and cash flow figures normalized from Exzeo Group, Inc.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Services-Prepackaged Software.

Income

Exzeo Group, Inc. income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-31
Revenue$216.98M$133.95M$88.33M
Cost of revenue$85.96M$80.74M$71.06M
Gross profit$131.02M$53.21M$17.27M
Operating income$105.99M$38.02M$2.55M
Net income$82.75M$45.32M$21.46M
Research & development$8.83M$6.51M$6.53M
Weighted-average diluted sharesshares 80.17Mshares 77.49Mshares 76.10M
Pretax income$110.29M$35.24M$883.00K
Income tax expense$27.54M$9.17M-$12.02M
Diluted EPS$0.99$0.44$0.15
Selling, general & administrative$15.72M$8.34M$7.90M
General & administrativeUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailable

Balance

Exzeo Group, Inc. balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-31
Cash & equivalents$305.37M$54.50MUnavailable
Total assets$347.73M$89.44MUnavailable
Current assets$325.82M$67.23MUnavailable
Total liabilities$93.58M$73.93MUnavailable
Current liabilities$84.39M$56.38MUnavailable
Total equity incl. NCI$254.16M$15.51M-$25.30M
Temporary (mezzanine) equityUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailable
Accounts receivable$2.91M$0Unavailable
GoodwillUnavailableUnavailableUnavailable
Long-term debtUnavailableUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailable

Cash flow

Exzeo Group, Inc. cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-31
Operating cash flowUnavailableUnavailableUnavailable
Capital expendituresUnavailableUnavailableUnavailable
Investing cash flowUnavailableUnavailableUnavailable
Financing cash flow$153.65M-$6.40M-$7.12M
Net change in cash$250.87M-$7.09M$35.61M
Stock-based compensation$2.64M$3.38M$2.93M
Common dividends paidUnavailableUnavailableUnavailable
Common share repurchases$1.49M$481.00K$352.00K
Depreciation & amortization$2.41M$2.23M$1.90M

Derived

Exzeo Group, Inc. derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-31
Free cash flowUnavailableUnavailableUnavailable
Gross margin60.4%39.7%19.6%
Operating margin48.8%28.4%2.9%
FCF marginUnavailableUnavailableUnavailable
SBC / revenue1.2%2.5%3.3%
Current ratio3.86x1.19xUnavailable
Revenue YoY growth62.0%51.6%Unavailable
Net margin38.1%33.8%24.3%
R&D / revenue4.1%4.9%7.4%
CapEx / revenueUnavailableUnavailableUnavailable
Long-term debt / equityUnavailableUnavailableUnavailable
Effective tax rate25.0%26.0%-1361.0%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open XZO in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-07View SEC filing
10-K · Filed 2026-02-26View SEC filing
10-Q · Filed 2025-12-11View SEC filing

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Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.