balance equationreview2025-12-31
Difference 12927600000 exceeds tolerance 63519400.000. Presentation or filing-vintage differences need review.
Revenue
$13.08B
Fiscal year ended 2025-12-31Net income
$738.50M
Fiscal year ended 2025-12-31Total assets
$63.52B
Fiscal year ended 2025-12-31Unum Group (UNM) reported revenue of $13.08B and net income of $738.50M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from Unum Group’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Accident & Health Insurance.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.08B | $12.89B | $12.39B | $11.98B | $12.01B | $13.16B | $12.00B | $11.60B | $11.29B | $11.05B |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $738.50M | $1.78B | $1.28B | $1.41B | $981.00M | $793.00M | $1.10B | $523.40M | $994.20M | $931.40M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 172.92M | shares 188.07M | shares 197.60M | shares 202.11M | shares 204.85M | shares 203.76M | shares 209.85M | shares 220.06M | shares 227.34M | shares 235.98M |
| Pretax income | $933.50M | $2.25B | $1.64B | $1.75B | $1.26B | $964.00M | $1.38B | $627.80M | $1.40B | $1.35B |
| Income tax expense | $195.00M | $472.20M | $356.30M | $342.80M | $279.60M | $171.00M | $281.80M | $104.40M | $409.80M | $416.30M |
| Diluted EPS | $4.27 | $9.46 | $6.50 | $6.96 | $4.79 | $3.89 | $5.24 | $2.38 | $4.37 | $3.95 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $63.52B | $61.96B | $63.26B | $61.15B | $70.12B | $70.63B | $67.01B | $61.88B | $64.01B | $61.94B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $52.40B | $51.00B | $53.60B | $52.41B | $58.70B | $59.75B | $57.05B | $53.25B | $54.44B | $52.97B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | -$1.81B | -$2.52B | -$3.31B | -$3.45B | -$5.16B | -$6.31B | $37.30M | -$814.20M | $127.50M | -$51.00M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | $32.50M | $34.20M | $38.80M | $10.30M | Unavailable | Unavailable | Unavailable |
| Goodwill | $353.90M | $349.10M | $349.90M | $347.60M | $352.20M | $353.00M | $351.70M | $350.30M | $338.60M | $335.10M |
| Long-term debt | $3.77B | $3.47B | $3.43B | $3.43B | $3.44B | $3.35B | $2.93B | $2.97B | $2.74B | $3.00B |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $687.70M | $1.51B | $1.20B | $1.42B | $1.39B | $469.30M | $1.61B | $1.54B | $1.16B | $1.12B |
| Capital expenditures | $132.30M | $125.70M | $134.80M | $102.20M | $110.30M | $119.10M | $150.90M | $144.10M | $105.30M | $85.00M |
| Investing cash flow | $548.90M | -$344.40M | -$725.90M | -$955.90M | -$1.34B | -$267.70M | -$1.39B | -$930.10M | -$499.30M | -$715.50M |
| Financing cash flow | -$1.24B | -$1.15B | -$450.10M | -$418.60M | -$168.90M | -$88.70M | -$223.00M | -$589.80M | -$687.80M | -$418.60M |
| Net change in cash | -$4.60M | $16.80M | $26.80M | $44.20M | -$122.00M | $112.90M | -$9.90M | $16.60M | -$23.00M | -$12.50M |
| Stock-based compensation | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Common dividends paid | $306.20M | $296.50M | $277.10M | $254.20M | $239.40M | $231.90M | $229.20M | $215.60M | $196.00M | $182.60M |
| Common share repurchases | $1.01B | $972.90M | $250.10M | $200.10M | $50.00M | $0 | $400.30M | $356.20M | $401.80M | $405.20M |
| Depreciation & amortization | $123.00M | $116.10M | $108.80M | $110.50M | $119.80M | $113.60M | $110.10M | $101.40M | $103.40M | $101.70M |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $555.40M | $1.39B | $1.07B | $1.32B | $1.28B | $350.20M | $1.46B | $1.39B | $1.06B | $1.04B |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | 4.2% | 10.8% | 8.6% | 11.0% | 10.6% | 2.7% | 12.1% | 12.0% | 9.4% | 9.4% |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 1.5% | 4.0% | 3.4% | -0.2% | -8.8% | 9.7% | 3.5% | 2.8% | 2.2% | Unavailable |
| Net margin | 5.6% | 13.8% | 10.4% | 11.7% | 8.2% | 6.0% | 9.2% | 4.5% | 8.8% | 8.4% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | 1.0% | 1.0% | 1.1% | 0.9% | 0.9% | 0.9% | 1.3% | 1.2% | 0.9% | 0.8% |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 20.9% | 21.0% | 21.7% | 19.6% | 22.2% | 17.7% | 20.4% | 16.6% | 29.2% | 30.9% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open UNM in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-07-29View SEC filing
10-Q · Filed 2026-04-29View SEC filing
10-K · Filed 2026-02-17View SEC filing
10-Q · Filed 2025-11-04View SEC filing
10-Q · Filed 2025-07-30View SEC filing
10-Q · Filed 2025-04-30View SEC filing
Reconciliation checks needing review
10 periods on this page do not reconcile under this site’s normalization. Read that as a limitation here before an observation about the company: the figures are the filer’s own, the filings linked above are authoritative, and a difference usually means the concepts this site selected do not match how this filer presents its statements. Nothing is adjusted to make a check pass.
balance equationreview2024-12-31
Difference 13484800000 exceeds tolerance 61959300.000. Presentation or filing-vintage differences need review.
balance equationreview2023-12-31
Difference 12959400000 exceeds tolerance 63255200.000. Presentation or filing-vintage differences need review.
balance equationreview2022-12-31
Difference 12183300000 exceeds tolerance 61148500.000. Presentation or filing-vintage differences need review.
balance equationreview2021-12-31
Difference 16581000000 exceeds tolerance 70115600.000. Presentation or filing-vintage differences need review.
balance equationreview2020-12-31
Difference 17181200000 exceeds tolerance 70625800.000. Presentation or filing-vintage differences need review.
balance equationreview2019-12-31
Difference 9927700000 exceeds tolerance 67013400.000. Presentation or filing-vintage differences need review.
balance equationreview2018-12-31
Difference 9436000000 exceeds tolerance 61875600.000. Presentation or filing-vintage differences need review.
balance equationreview2017-12-31
Difference 9447400000 exceeds tolerance 64013100.000. Presentation or filing-vintage differences need review.
balance equationreview2016-12-31
Difference 9019000000 exceeds tolerance 61941500.000. Presentation or filing-vintage differences need review.