SequelSEC

Porch Group, Inc. PRCH

Accident & Health Insurance · CIK 0001784535 · Fiscal year ends 1231 · Insurer

Revenue
$482.41M
Fiscal year ended 2025-12-31
Net income
-$3.36M
Fiscal year ended 2025-12-31
Total assets
$797.42M
Fiscal year ended 2025-12-31

Porch Group, Inc. (PRCH) reported revenue of $482.41M and net income of -$3.36M for the fiscal year ended 2025-12-31. This page shows 7 annual periods of income statement, balance sheet and cash flow figures normalized from Porch Group, Inc.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Accident & Health Insurance.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

Porch Group, Inc. income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Revenue$482.41M$437.85M$430.30M$275.95M$192.43M$72.30M$77.60M
Cost of revenue$142.42M$235.92M$229.41M$107.58M$58.72M$17.56M$21.50M
Gross profit$339.99M$201.93M$200.90M$168.37M$133.71M$54.74M$56.10M
Operating income$36.57M-$64.57M-$190.35M-$177.05M-$83.36M-$42.23M-$88.12M
Net income-$3.36M-$32.83M-$133.93M-$156.56M-$106.61M-$54.03M-$103.32M
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 103.69Mshares 99.58Mshares 96.06Mshares 97.35Mshares 93.88Mshares 36.37Mshares 31.17M
Pretax income$26.74M-$30.71M-$133.31M-$155.72M-$116.88M-$55.72M-$103.22M
Income tax expense$11.42M$2.12M$622.00K$842.00K-$10.27M-$1.69M$96.00K
Diluted EPS$-0.03$-0.33$-1.39$-1.61$-1.14$-2.03$-3.31
Selling, general & administrative$244.78M$218.12M$245.38M$223.66M$169.01M$69.86M$108.23M
General & administrative$105.20M$95.25M$101.08M$109.81M$84.74M$28.20M$52.01M
Selling & marketing$139.58M$122.87M$144.30M$113.85M$84.27M$41.66M$56.22M

Balance

Porch Group, Inc. balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Cash & equivalents$44.68M$167.64M$258.42M$215.06M$315.74M$196.05M$4.18M
Total assets$797.42M$813.97M$899.39M$1.05B$1.04B$268.39M$48.47M
Current assets$88.21M$365.13M$481.08M$610.64M$605.06M$215.80M$10.17M
Total liabilities$775.04M$857.19M$935.08M$969.70M$821.70M$161.06M$108.45M
Current liabilities$67.78M$414.16M$462.15M$515.64M$363.12M$31.73M$57.46M
Total equity incl. NCI$22.39M-$43.22M-$35.68M$79.35M$217.04M$107.32M-$59.98M
Temporary (mezzanine) equity$0UnavailableUnavailableUnavailableUnavailableUnavailable$163.16M
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivable$11.31M$19.11M$24.29M$26.44M$28.77M$4.27M$4.71M
Goodwill$191.91M$191.91M$191.91M$244.70M$225.65M$28.29M$18.27M
Long-term debt$385.06M$403.79M$435.50M$425.31M$414.58M$43.24M$40.66M
Accounts payable$4.05M$4.54M$8.76M$6.27M$6.96M$9.20M$4.81M

Cash flow

Porch Group, Inc. cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Operating cash flow$66.42M-$31.68M$33.93M-$17.74M-$34.78M-$48.67M-$29.34M
Capital expenditures$454.00K$523.00K$851.00K$2.35M$972.00K$279.00K$478.00K
Investing cash flow-$71.92M-$45.06M-$56.25M-$79.68M-$263.43M-$10.67M-$5.21M
Financing cash flow-$22.17M-$23.71M$90.95M$1.23M$415.55M$259.61M$34.49M
Net change in cash-$27.67M-$100.45M$68.63M-$96.19M$117.34MUnavailableUnavailable
Stock-based compensation$28.95M$27.18M$20.71M$27.04M$38.59M$11.30M$35.97M
Common dividends paidUnavailableUnavailableUnavailableUnavailableUnavailable$30.00MUnavailable
Common share repurchases$0$0$5.61M$1.81M$0$42.00KUnavailable
Depreciation & amortization$24.47M$25.52M$24.42M$27.93M$16.39M$6.64M$7.38M

Derived

Porch Group, Inc. derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-31
Free cash flow$65.96M-$32.20M$33.08M-$20.09M-$35.75M-$48.95M-$29.81M
Gross margin70.5%46.1%46.7%61.0%69.5%75.7%72.3%
Operating margin7.6%-14.7%-44.2%-64.2%-43.3%-58.4%-113.6%
FCF margin13.7%-7.4%7.7%-7.3%-18.6%-67.7%-38.4%
SBC / revenue6.0%6.2%4.8%9.8%20.1%15.6%46.4%
Current ratio1.30x0.88x1.04x1.18x1.67x6.80x0.18x
Revenue YoY growth10.2%1.8%55.9%43.4%166.2%-6.8%Unavailable
Net margin-0.7%-7.5%-31.1%-56.7%-55.4%-74.7%-133.2%
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenue0.1%0.1%0.2%0.9%0.5%0.4%0.6%
Long-term debt / equity17.20xUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate42.7%UnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open PRCH in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-07-29View SEC filing
10-Q · Filed 2026-04-28View SEC filing
10-K · Filed 2026-02-20View SEC filing
10-Q · Filed 2025-11-06View SEC filing
10-Q · Filed 2025-08-05View SEC filing
10-Q · Filed 2025-05-08View SEC filing

Companies in the same industry

Reconciliation checks needing review

1 period on this page do not reconcile under this site’s normalization. Read that as a limitation here before an observation about the company: the figures are the filer’s own, the filings linked above are authoritative, and a difference usually means the concepts this site selected do not match how this filer presents its statements. Nothing is adjusted to make a check pass.

balance equationreview2019-12-31

Difference 163160850 exceeds tolerance 1000000. Presentation or filing-vintage differences need review.