Revenue
$721.00K
Fiscal year ended 2021-09-30Net income
$2.90M
Fiscal year ended 2021-09-30Total assets
$730.38M
Fiscal year ended 2021-09-30UNITED BANCORP INC /OH/ (UBCP) reported revenue of $721.00K and net income of $2.90M for the fiscal year ended 2021-09-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from UNITED BANCORP INC /OH/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $721.00K | $809.00K | $592.00K | $645.00K | $671.00K | $659.00K | $731.00K | $694.00K | $713.00K | $667.00K |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $2.90M | $2.18M | $1.91M | $2.06M | $1.68M | $1.58M | $1.78M | $1.65M | $1.61M | $1.33M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 5.48M | shares 5.48M | shares 5.47M | shares 5.47M | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | shares 5.18M |
| Pretax income | $3.35M | $2.40M | $2.00M | $2.26M | $1.69M | $1.70M | $1.92M | $1.83M | $1.80M | $1.60M |
| Income tax expense | $448.00K | $214.00K | $87.00K | $200.00K | $16.00K | $126.00K | $135.00K | $188.00K | $187.00K | $269.00K |
| Diluted EPS | $0.50 | $0.38 | $0.33 | $0.36 | $0.29 | $0.28 | $0.31 | $0.29 | $0.28 | $0.25 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $91.41M | $86.35M | $97.05M | $50.94M | $21.65M | $28.04M | $13.35M | $25.29M | $32.69M | $12.91M |
| Total assets | $730.38M | $730.34M | $733.26M | $693.50M | $701.33M | $715.28M | $675.82M | $648.63M | $621.01M | $525.28M |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $660.33M | $660.96M | $666.53M | $626.81M | $635.34M | $652.33M | $615.77M | $591.65M | $567.22M | $480.17M |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $70.05M | $69.38M | $66.72M | $66.69M | $65.98M | $62.95M | $60.06M | $56.98M | $53.79M | $45.11M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $682.00K | $682.00K | $682.00K | $682.00K | $682.00K | $682.00K | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $2.89M | $2.05M | $1.40M | $3.82M | $745.00K | $1.95M | $1.57M | $3.81M | $843.00K | $1.93M |
| Capital expenditures | $121.00K | $252.00K | $208.00K | $199.00K | $810.00K | $1.04M | $316.00K | $506.00K | $330.00K | $65.00K |
| Investing cash flow | $4.75M | -$5.16M | $2.54M | $35.64M | $11.58M | -$13.85M | -$39.49M | -$31.13M | -$11.19M | -$14.74M |
| Financing cash flow | -$2.58M | -$7.59M | $41.52M | -$10.18M | -$18.72M | $24.96M | $25.97M | $19.92M | $17.79M | $9.41M |
| Net change in cash | $5.06M | -$10.70M | $45.46M | $29.29M | -$6.40M | $13.06M | -$11.94M | -$7.40M | $7.44M | -$3.40M |
| Stock-based compensation | $104.00K | $103.00K | $103.00K | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | $40.00K | $81.00K |
| Common dividends paid | $893.00K | $866.00K | $1.45M | $841.00K | $840.00K | $840.00K | $814.00K | $797.00K | $782.00K | $713.00K |
| Common share repurchases | $0 | $0 | $0 | $0 | $0 | $526.00K | $0 | $149.00K | $267.00K | Unavailable |
| Depreciation & amortization | $285.00K | $289.00K | $287.00K | $318.00K | $268.00K | $289.00K | $269.00K | $262.00K | $250.00K | $236.00K |
Derived
| Metric | 2021-09-30 | 2021-06-30 | 2021-03-31 | 2020-09-30 | 2020-06-30 | 2020-03-31 | 2019-09-30 | 2019-06-30 | 2019-03-31 | 2018-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $2.77M | $1.80M | $1.19M | $3.63M | -$65.00K | $914.00K | $1.26M | $3.30M | $513.00K | $1.86M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | 383.9% | 222.0% | 201.7% | 562.2% | -9.7% | 138.7% | 172.0% | 476.2% | 71.9% | 279.5% |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 11.8% | 20.6% | -10.2% | -11.8% | -3.3% | -7.6% | 9.6% | 6.8% | Unavailable | 5.4% |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | 243.6% | 237.2% | 226.4% | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | 30.9% | 120.7% | 157.4% | 43.2% | 72.9% | 46.3% | 9.7% |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 13.4% | 8.9% | 4.4% | 8.9% | 0.9% | 7.4% | 7.0% | 10.3% | 10.4% | 16.8% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open UBCP in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-12View SEC filing
10-Q · Filed 2026-05-14View SEC filing
10-K · Filed 2026-03-18View SEC filing
10-Q · Filed 2025-11-12View SEC filing
10-Q · Filed 2025-08-14View SEC filing
10-Q · Filed 2025-05-14View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.