Revenue
Unavailable
Fiscal year ended 2025-12-31Net income
$7.75M
Fiscal year ended 2025-12-31Total assets
$857.44M
Fiscal year ended 2025-12-31UNITED BANCORP INC /OH/ (UBCP) reported net income of $7.75M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from UNITED BANCORP INC /OH/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $7.75M | $7.40M | $8.95M | $8.66M | $9.45M | $7.95M | $6.81M | $4.28M | $3.55M | $3.58M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 5.49M | shares 5.54M | shares 5.49M | shares 5.48M | shares 5.48M | shares 5.46M | Unavailable | Unavailable | shares 4.99M | shares 5.02M |
| Pretax income | $7.67M | $7.30M | $9.49M | $9.54M | $10.68M | $8.58M | $7.41M | $5.08M | $5.59M | $5.16M |
| Income tax expense | -$86.00K | -$107.00K | $541.00K | $879.00K | $1.23M | $629.00K | $599.00K | $800.00K | $2.04M | $1.58M |
| Diluted EPS | $1.34 | $1.27 | $1.57 | $1.50 | $1.62 | $1.39 | $1.19 | $0.82 | $0.71 | $0.71 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $46.53M | $19.61M | $40.77M | $30.08M | $83.00M | $51.59M | $14.98M | $25.25M | $14.32M | $11.54M |
| Total assets | $857.44M | $816.66M | $819.45M | $757.40M | $724.46M | $693.40M | $685.71M | $593.21M | $459.33M | $438.02M |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $786.93M | $753.20M | $755.86M | $697.66M | $652.76M | $625.07M | $625.78M | $542.57M | $415.44M | $395.38M |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $70.52M | $63.46M | $63.59M | $59.74M | $71.70M | $68.33M | $59.92M | $50.64M | $43.90M | $42.64M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $682.00K | $682.00K | $682.00K | $682.00K | $682.00K | $682.00K | $682.00K | $682.00K | $0 | Unavailable |
| Long-term debt | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $10.46M | $8.45M | $9.46M | $8.48M | $8.19M | $9.37M | $8.62M | $5.76M | $4.57M | $4.18M |
| Capital expenditures | $11.78M | $9.70M | $1.08M | $511.00K | $777.00K | $2.52M | $1.34M | $785.00K | $782.00K | $2.26M |
| Investing cash flow | -$4.52M | -$19.46M | -$48.47M | -$103.26M | -$1.21M | $33.67M | -$95.79M | -$62.55M | -$18.05M | -$35.00M |
| Financing cash flow | $20.98M | -$10.14M | $49.70M | $41.86M | $24.42M | -$6.43M | $76.91M | $67.73M | $16.25M | $29.67M |
| Net change in cash | $26.92M | -$21.16M | $10.69M | -$52.92M | $31.41M | $36.61M | Unavailable | $10.94M | $2.77M | -$1.16M |
| Stock-based compensation | $357.00K | $884.00K | $658.00K | $1.00M | $414.00K | $324.00K | $293.00K | $287.00K | $163.00K | $147.00K |
| Common dividends paid | $5.48M | $5.11M | $4.79M | $4.56M | $4.10M | $3.36M | $3.23M | $3.22M | $2.77M | $2.54M |
| Common share repurchases | $317.00K | $687.00K | $733.00K | $767.00K | $72.00K | $526.00K | $416.00K | Unavailable | Unavailable | Unavailable |
| Depreciation & amortization | $1.23M | $1.08M | $997.00K | $1.01M | $1.14M | $1.16M | $1.04M | $974.00K | $918.00K | $819.00K |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | -$1.32M | -$1.25M | $8.38M | $7.97M | $7.42M | $6.85M | $7.28M | $4.97M | $3.78M | $1.92M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | -1.1% | -1.5% | 5.7% | 9.2% | 11.5% | 7.3% | 8.1% | 15.7% | 36.6% | 30.6% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open UBCP in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-12View SEC filing
10-Q · Filed 2026-05-14View SEC filing
10-K · Filed 2026-03-18View SEC filing
10-Q · Filed 2025-11-12View SEC filing
10-Q · Filed 2025-08-14View SEC filing
10-Q · Filed 2025-05-14View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.