SequelSEC

RADIAN GROUP INC RDN

Surety Insurance · CIK 0000890926 · Fiscal year ends 1231 · Insurer

AnnualQuarterlyTTM
Revenue
$1.20B
Fiscal year ended 2025-12-31
Net income
$582.64M
Fiscal year ended 2025-12-31
Total assets
$8.12B
Fiscal year ended 2025-12-31

RADIAN GROUP INC (RDN) reported revenue of $1.20B and net income of $582.64M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from RADIAN GROUP INC’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Surety Insurance.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

RADIAN GROUP INC income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$1.20B$1.21B$1.18B$1.19B$1.33B$1.44B$1.53B$1.27B$1.22B$1.24B
Cost of revenueUnavailable$38.27M$38.49M$82.36M$103.71M$86.07M$108.32M$98.12M$104.60M$114.17M
Gross profitUnavailableUnavailableUnavailable$1.11B$1.23B$1.35B$1.42B$1.17B$1.12B$1.12B
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$582.64M$604.44M$603.12M$742.93M$600.67M$393.63M$672.31M$606.01M$121.09M$308.25M
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 140.81Mshares 154.19Mshares 160.13Mshares 170.66Mshares 190.26Mshares 196.64Mshares 210.34Mshares 218.55Mshares 220.41Mshares 229.26M
Pretax income$791.23M$845.61M$863.88M$952.78M$764.83M$479.44M$848.99M$684.19M$346.74M$483.69M
Income tax expense$173.05M$185.29M$188.02M$209.84M$164.16M$85.82M$176.68M$78.18M$225.65M$175.43M
Diluted EPS$4.14$3.92$3.77$4.35$3.16$2.00$3.20$2.77$0.55$1.37
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

RADIAN GROUP INC balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Cash & equivalents$24.83M$19.22M$19.00M$56.18M$151.14M$87.92M$92.73M$95.39M$80.57M$52.15M
Total assets$8.12B$8.69B$7.59B$7.06B$7.84B$7.95B$6.81B$6.31B$5.90B$5.86B
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$3.34B$4.07B$3.20B$3.14B$3.58B$3.66B$2.76B$2.83B$2.90B$2.99B
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$4.78B$4.62B$4.40B$3.92B$4.26B$4.28B$4.05B$3.49B$3.00B$2.87B
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable$0
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivable$120.20M$120.99M$123.86M$119.83M$124.02M$121.29M$93.63M$78.65M$72.56M$77.63M
GoodwillUnavailable$0$0$9.80M$9.80M$9.80MUnavailableUnavailableUnavailableUnavailable
Long-term debt$1.08BUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable$1.03B$1.07B
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

RADIAN GROUP INC cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Operating cash flow$119.86M-$663.57M$529.43M$388.30M$557.11M$658.43M$694.43M$677.79M$360.58M$381.72M
Capital expendituresUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Investing cash flow$127.29M$327.75M-$300.84M-$5.18M-$1.86M-$883.18M-$302.05M-$689.41M-$201.49M-$176.06M
Financing cash flow-$243.10M$357.23M-$265.09M-$479.18M-$496.78M$222.62M-$403.11M$22.39M-$125.08M-$203.27M
Net change in cash$4.05M$21.41M-$36.50M-$96.06M$58.47M-$2.13M-$10.73M$10.76M$34.43MUnavailable
Stock-based compensationUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Common dividends paid$145.62M$151.96M$145.91M$135.44M$103.30M$97.46M$2.06M$2.14M$2.15M$2.10M
Common share repurchases$431.91M$225.06M$133.31M$400.20M$399.10M$226.30M$300.20M$50.05M$6.00K$100.19M
Depreciation & amortization$10.00M$15.00M$12.00M$15.00M$16.00M$18.30M$20.80M$19.40M$58.04MUnavailable

Derived

RADIAN GROUP INC derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Free cash flowUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross marginUnavailableUnavailableUnavailable93.1%92.2%94.0%92.9%92.3%91.4%90.8%
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growth-0.8%2.5%-1.1%-10.5%-7.6%-5.8%19.9%4.2%-1.4%Unavailable
Net margin48.7%50.1%51.2%62.4%45.2%27.4%44.0%47.6%9.9%24.9%
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt / equity0.22xUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable0.37x
Effective tax rate21.9%21.9%21.8%22.0%21.5%17.9%20.8%11.4%65.1%36.3%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open RDN in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-02-20View SEC filing
10-Q · Filed 2025-11-06View SEC filing
10-Q · Filed 2025-08-01View SEC filing
10-Q · Filed 2025-05-02View SEC filing

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Reconciliation checks needing review

2 periods on this page do not reconcile under this site’s normalization. Read that as a limitation here before an observation about the company: the figures are the filer’s own, the filings linked above are authoritative, and a difference usually means the concepts this site selected do not match how this filer presents its statements. Nothing is adjusted to make a check pass.

gross profit bridgeinconsistent2024-12-31

Withheld: gross profit could not be reconciled with the rest of this filer’s statement.

gross profit bridgeinconsistent2023-12-31

Withheld: gross profit could not be reconciled with the rest of this filer’s statement.