SequelSEC

NSTS Bancorp, Inc. NSTS

Savings Institution, Federally Chartered · CIK 0001881592 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
$252.00K
Fiscal year ended 2025-12-31
Net income
-$386.00K
Fiscal year ended 2025-12-31
Total assets
$266.65M
Fiscal year ended 2025-12-31

NSTS Bancorp, Inc. (NSTS) reported revenue of $252.00K and net income of -$386.00K for the fiscal year ended 2025-12-31. This page shows 6 annual periods of income statement, balance sheet and cash flow figures normalized from NSTS Bancorp, Inc.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institution, Federally Chartered.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

NSTS Bancorp, Inc. income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Revenue$252.00K$256.00K$270.00K$291.00K$289.00K$255.00K
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income-$386.00K-$789.00K-$3.96M$27.00K-$55.00K-$112.00K
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Pretax income-$386.00K-$789.00K-$2.96M$173.00K-$269.00K-$615.00K
Income tax expense$0$0$999.00K$146.00K-$214.00K-$503.00K
Diluted EPSUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

NSTS Bancorp, Inc. balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Cash & equivalents$34.04M$53.48M$31.39M$13.15M$121.61M$31.87M
Total assets$266.65M$278.69M$256.78M$264.21M$340.87M$242.22M
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$186.67M$202.20M$179.23M$183.66M$295.69M$195.49M
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$79.97M$76.49M$77.54M$80.54M$45.18M$46.72M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
GoodwillUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debtUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

NSTS Bancorp, Inc. cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Operating cash flow$4.05M$9.43M$431.00K$2.99M$1.45M-$620.00K
Capital expenditures$104.00K$319.00K$516.00K$215.00K$142.00K$104.00K
Investing cash flow-$9.77M-$8.16M$24.95M-$44.48M-$11.85M-$5.93M
Financing cash flow-$13.72M$20.82M-$7.14M-$66.98M$100.14M$6.04M
Net change in cashUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Stock-based compensation$678.00K$767.00K$519.00K$0UnavailableUnavailable
Common dividends paidUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Common share repurchases$0$970.00K$2.38M$0UnavailableUnavailable
Depreciation & amortizationUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Derived

NSTS Bancorp, Inc. derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Free cash flow$3.95M$9.11M-$85.00K$2.77M$1.31M-$724.00K
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF margin1566.7%3560.2%-31.5%953.3%453.3%-283.9%
SBC / revenue269.0%299.6%192.2%0.0%UnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growth-1.6%-5.2%-7.2%0.7%13.3%Unavailable
Net margin-153.2%-308.2%-1465.6%9.3%-19.0%-43.9%
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenue41.3%124.6%191.1%73.9%49.1%40.8%
Long-term debt / equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rateUnavailableUnavailableUnavailable84.4%UnavailableUnavailable

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open NSTS in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-13View SEC filing
10-Q · Filed 2026-05-14View SEC filing
10-K · Filed 2026-03-27View SEC filing
10-Q · Filed 2025-11-13View SEC filing
10-Q · Filed 2025-08-14View SEC filing
10-Q · Filed 2025-05-14View SEC filing

Companies in the same industry

AX BCBP BCTF BKU BVFL BYFC CARV CFFN CLST CPBI CZWI EBC

Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.