SequelSEC

BV Financial, Inc. BVFL

Savings Institution, Federally Chartered · CIK 0001302387 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
Unavailable
Fiscal year ended 2025-12-31
Net income
$13.50M
Fiscal year ended 2025-12-31
Total assets
$912.21M
Fiscal year ended 2025-12-31

BV Financial, Inc. (BVFL) reported net income of $13.50M for the fiscal year ended 2025-12-31. This page shows 4 annual periods of income statement, balance sheet and cash flow figures normalized from BV Financial, Inc.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institution, Federally Chartered.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

BV Financial, Inc. income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-31
RevenueUnavailableUnavailableUnavailableUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailable
Net income$13.50M$11.72M$13.71M$10.52M
Research & developmentUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 9.46Mshares 10.71Mshares 9.34Mshares 7.97M
Pretax income$18.86M$16.41M$18.62M$14.55M
Income tax expense$5.37M$4.68M$4.92M$4.03M
Diluted EPS$1.43$1.09$1.47$1.32
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailable

Balance

BV Financial, Inc. balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-31
Cash & equivalents$55.70M$70.50M$73.74M$68.65M
Total assets$912.21M$911.82M$885.25M$844.96M
Current assetsUnavailableUnavailableUnavailableUnavailable
Total liabilities$728.41M$716.32M$686.19M$747.21M
Current liabilitiesUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$183.80M$195.50M$199.06M$97.75M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailable
Goodwill$14.42M$14.42M$14.42M$14.42M
Long-term debt$35.00M$49.88M$37.25M$49.04M
Accounts payableUnavailableUnavailableUnavailableUnavailable

Cash flow

BV Financial, Inc. cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-31
Operating cash flow$19.02M$16.06M$15.19M$9.71M
Capital expenditures$237.00K$611.00K$155.00K$502.00K
Investing cash flow-$13.29M-$32.50M-$35.17M-$27.76M
Financing cash flow-$20.53M$13.19M$25.07M-$24.49M
Net change in cashUnavailableUnavailableUnavailableUnavailable
Stock-based compensation$4.16M$1.91M$357.00K$258.00K
Common dividends paidUnavailableUnavailableUnavailableUnavailable
Common share repurchases$30.02M$17.70MUnavailableUnavailable
Depreciation & amortizationUnavailableUnavailableUnavailableUnavailable

Derived

BV Financial, Inc. derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-31
Free cash flow$18.79M$15.45M$15.04M$9.21M
Gross marginUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailable
Revenue YoY growthUnavailableUnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailableUnavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailable
Effective tax rate28.5%28.5%26.4%27.7%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open BVFL in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-12View SEC filing
10-Q · Filed 2026-05-11View SEC filing
10-K · Filed 2026-03-27View SEC filing
10-Q · Filed 2025-11-13View SEC filing
10-Q · Filed 2025-08-13View SEC filing
10-Q · Filed 2025-05-13View SEC filing

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Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.