NorthEast Community Bancorp, Inc./MD/ (NECB) reported net income of $44.41M for the fiscal year ended 2025-12-31. This page shows 6 annual periods of income statement, balance sheet and cash flow figures normalized from NorthEast Community Bancorp, Inc./MD/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institutions, Not Federally Chartered.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $44.41M | $47.07M | $46.28M | $24.84M | $11.90M | $12.33M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 13.66M | shares 13.36M | shares 13.94M | shares 15.73M | shares 15.85M | shares 16.15M |
| Pretax income | $62.26M | $65.77M | $64.74M | $34.43M | $15.57M | $15.61M |
| Income tax expense | $17.85M | $18.70M | $18.46M | $9.59M | $3.67M | $3.28M |
| Diluted EPS | $3.25 | $3.52 | $3.32 | $1.58 | $0.75 | $0.76 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| Cash & equivalents | $81.18M | $78.26M | $68.67M | $95.31M | $152.27M | $69.19M |
| Total assets | $2.06B | $2.01B | $1.76B | $1.42B | $1.23B | $968.22M |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $1.71B | $1.69B | $1.48B | $1.16B | $973.69M | $814.40M |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $351.70M | $318.34M | $279.32M | $261.99M | $251.38M | $153.82M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | Unavailable | Unavailable | $0 | $200.00K | $651.00K | $651.00K |
| Long-term debt | $70.00M | Unavailable | $64.00M | $21.00M | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| Operating cash flow | $52.59M | $48.69M | $42.84M | $27.54M | $21.56M | $15.66M |
| Capital expenditures | $1.75M | $517.00K | $626.00K | $3.30M | $6.45M | $1.26M |
| Investing cash flow | -$52.03M | -$233.99M | -$357.84M | -$256.59M | -$178.86M | -$72.12M |
| Financing cash flow | $2.36M | $194.89M | $288.37M | $172.09M | $240.38M | -$2.03M |
| Net change in cash | $2.92M | $9.59M | -$26.64M | -$56.96M | $83.08M | -$58.48M |
| Stock-based compensation | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Common dividends paid | $13.32M | $7.86M | $3.65M | $6.87M | $2.26M | $1.01M |
| Common share repurchases | $1.58M | $3.20M | $28.71M | $9.32M | Unavailable | Unavailable |
| Depreciation & amortization | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| Free cash flow | $50.84M | $48.17M | $42.21M | $24.24M | $15.10M | $14.40M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | 0.20x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 28.7% | 28.4% | 28.5% | 27.8% | 23.6% | 21.0% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open NECB in the interactive workspace to inspect any figure back to its filing.
Source filings
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.