SequelSEC

Gouverneur Bancorp, Inc./MD/ GOVB

Savings Institutions, Not Federally Chartered · CIK 0001978811 · Fiscal year ends 0930 · Bank

AnnualQuarterlyTTM
Revenue
Unavailable
Fiscal year ended 2025-09-30
Net income
$733.00K
Fiscal year ended 2025-09-30
Total assets
$198.53M
Fiscal year ended 2025-09-30

Gouverneur Bancorp, Inc./MD/ (GOVB) reported net income of $733.00K for the fiscal year ended 2025-09-30. This page shows 4 annual periods of income statement, balance sheet and cash flow figures normalized from Gouverneur Bancorp, Inc./MD/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institutions, Not Federally Chartered.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

Gouverneur Bancorp, Inc./MD/ income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-09-302024-09-302023-09-302022-09-30
RevenueUnavailableUnavailableUnavailableUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailable
Net income$733.00K$539.00K$317.00K$1.53M
Research & developmentUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 1.02Mshares 1.05Mshares 2.03Mshares 2.03M
Pretax income$793.00K$476.00K$233.00K$1.92M
Income tax expense$60.00K-$63.00K-$84.00K$392.00K
Diluted EPS$0.72$0.51$0.16$0.75
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailable

Balance

Gouverneur Bancorp, Inc./MD/ balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-09-302024-09-302023-09-302022-09-30
Cash & equivalents$4.66M$6.37M$10.41M$14.34M
Total assets$198.53M$197.26M$205.88M$213.02M
Current assetsUnavailableUnavailableUnavailableUnavailable
Total liabilities$166.42M$164.50M$180.78M$188.19M
Current liabilitiesUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$32.11M$32.76M$25.11M$24.83M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailable
Goodwill$4.24M$4.24M$4.24M$3.96M
Long-term debtUnavailableUnavailableUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailable

Cash flow

Gouverneur Bancorp, Inc./MD/ cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-09-302024-09-302023-09-302022-09-30
Operating cash flow$830.00K-$2.98M$5.67M-$2.51M
Capital expenditures$177.00K$98.00K$160.00K$188.00K
Investing cash flow-$3.56M$6.84M$1.77M-$48.00K
Financing cash flow$1.02M-$7.89M-$11.38M$5.85M
Net change in cashUnavailableUnavailableUnavailableUnavailable
Stock-based compensation$24.00K$37.00KUnavailableUnavailable
Common dividends paid$174.00KUnavailable$203.00K$116.00K
Common share repurchases$701.00KUnavailableUnavailableUnavailable
Depreciation & amortizationUnavailableUnavailableUnavailableUnavailable

Derived

Gouverneur Bancorp, Inc./MD/ derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-09-302024-09-302023-09-302022-09-30
Free cash flow$653.00K-$3.08M$5.51M-$2.70M
Gross marginUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailable
Revenue YoY growthUnavailableUnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailableUnavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailable
Effective tax rate7.6%-13.2%-36.1%20.4%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open GOVB in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-13View SEC filing
10-Q · Filed 2026-05-12View SEC filing
10-Q · Filed 2026-02-12View SEC filing
10-K · Filed 2025-12-19View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-09View SEC filing

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Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.