Revenue
Unavailable
Fiscal year ended 2026-06-30Net income
$239.00K
Fiscal year ended 2026-06-30Total assets
$198.68M
Fiscal year ended 2026-06-30Gouverneur Bancorp, Inc./MD/ (GOVB) reported net income of $239.00K for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from Gouverneur Bancorp, Inc./MD/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institutions, Not Federally Chartered.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $239.00K | $217.00K | $287.00K | $238.00K | $217.00K | $118.00K | $160.00K | $136.00K | $183.00K | $102.00K |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 1.03M | shares 1.03M | shares 1.03M | Unavailable | shares 1.01M | shares 1.03M | shares 1.05M | Unavailable | shares 1.05M | shares 1.05M |
| Pretax income | $253.00K | $221.00K | $307.00K | $264.00K | $268.00K | $102.00K | $159.00K | $113.00K | $178.00K | $85.00K |
| Income tax expense | $14.00K | $4.00K | $20.00K | $26.00K | $51.00K | -$16.00K | -$1.00K | -$23.00K | -$5.00K | -$17.00K |
| Diluted EPS | $0.23 | $0.21 | $0.28 | Unavailable | $0.22 | $0.11 | $0.15 | Unavailable | $0.17 | $0.10 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $6.34M | $5.97M | $4.71M | $4.66M | $7.20M | $7.87M | $7.01M | $6.37M | $6.28M | $10.11M |
| Total assets | $198.68M | $198.32M | $201.88M | $198.53M | $196.72M | $197.37M | $196.78M | $197.26M | $195.06M | $203.70M |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $165.93M | $165.59M | $169.25M | $166.42M | $165.32M | $166.01M | $165.03M | $164.50M | $163.36M | $171.97M |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $32.75M | $32.73M | $32.62M | $32.11M | $31.40M | $31.36M | $31.74M | $32.76M | $31.70M | $31.74M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $4.24M | $4.24M | $4.24M | $4.24M | $4.24M | $4.24M | $4.24M | $4.24M | $4.24M | $4.24M |
| Long-term debt | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $141.00K | $367.00K | $459.00K | $199.00K | $727.00K | -$436.00K | $340.00K | $315.00K | $259.00K | -$35.00K |
| Capital expenditures | $150.00K | $166.00K | $14.00K | $72.00K | $33.00K | $7.00K | $65.00K | $4.00K | $88.00K | -$1.00K |
| Investing cash flow | $832.00K | $4.40M | -$2.98M | -$4.30M | $455.00K | $519.00K | -$238.00K | -$997.00K | $4.60M | $2.38M |
| Financing cash flow | -$606.00K | -$3.50M | $2.58M | $1.55M | -$1.85M | $777.00K | $541.00K | $773.00K | -$8.70M | -$310.00K |
| Net change in cash | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Stock-based compensation | $26.00K | $22.00K | $19.00K | $9.00K | $9.00K | -$36.00K | $42.00K | $0 | $0 | $0 |
| Common dividends paid | $97.00K | $0 | $94.00K | $1.00K | $84.00K | $0 | $89.00K | Unavailable | Unavailable | Unavailable |
| Common share repurchases | $42.00K | $153.00K | $60.00K | $69.00K | $34.00K | $594.00K | $4.00K | Unavailable | Unavailable | Unavailable |
| Depreciation & amortization | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | -$9.00K | $201.00K | $445.00K | $127.00K | $694.00K | -$443.00K | $275.00K | $311.00K | $171.00K | Unavailable |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 5.5% | 1.8% | 6.5% | 9.8% | 19.0% | -15.7% | -0.6% | -20.4% | -2.8% | -20.0% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open GOVB in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-13View SEC filing
10-Q · Filed 2026-05-12View SEC filing
10-Q · Filed 2026-02-12View SEC filing
10-K · Filed 2025-12-19View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-09View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.