SequelSEC

Mercer Bancorp, Inc. MSBB

Savings Institutions, Not Federally Chartered · CIK 0001967306 · Fiscal year ends 0930 · Bank

Revenue
Unavailable
Fiscal year ended 2025-09-30
Net income
$972.30K
Fiscal year ended 2025-09-30
Total assets
$176.17M
Fiscal year ended 2025-09-30

Mercer Bancorp, Inc. (MSBB) reported net income of $972.30K for the fiscal year ended 2025-09-30. This page shows 4 annual periods of income statement, balance sheet and cash flow figures normalized from Mercer Bancorp, Inc.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institutions, Not Federally Chartered.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

Mercer Bancorp, Inc. income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-09-302024-09-302023-09-302022-09-30
RevenueUnavailableUnavailableUnavailableUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailable
Net income$972.30K$692.74K$743.96K$943.59K
Research & developmentUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesUnavailableUnavailableUnavailableUnavailable
Pretax income$1.23M$858.41K$917.38K$1.14M
Income tax expense$255.37K$165.67K$173.41K$193.05K
Diluted EPS$1.02$0.73UnavailableUnavailable
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailable

Balance

Mercer Bancorp, Inc. balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-09-302024-09-302023-09-302022-09-30
Cash & equivalents$5.36M$5.90M$6.29M$14.38M
Total assets$176.17M$181.75M$159.05M$152.88M
Current assetsUnavailableUnavailableUnavailableUnavailable
Total liabilities$151.55M$157.80M$136.37M$138.83M
Current liabilitiesUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$24.62M$23.95M$22.68M$14.06M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailable
GoodwillUnavailableUnavailableUnavailableUnavailable
Long-term debtUnavailableUnavailableUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailable

Cash flow

Mercer Bancorp, Inc. cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-09-302024-09-302023-09-302022-09-30
Operating cash flow$1.87M-$8.13M-$1.63M$1.30M
Capital expenditures$2.81M$485.16K$295.31K$382.74K
Investing cash flow$4.55M-$14.01M-$11.34M-$10.44M
Financing cash flow-$6.95M$21.74M$4.89M$5.51M
Net change in cashUnavailableUnavailableUnavailableUnavailable
Stock-based compensation$81.84K$98.71KUnavailableUnavailable
Common dividends paidUnavailableUnavailableUnavailableUnavailable
Common share repurchases$385.88KUnavailableUnavailableUnavailable
Depreciation & amortization$399.41K$365.79K$312.77K$212.10K

Derived

Mercer Bancorp, Inc. derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-09-302024-09-302023-09-302022-09-30
Free cash flow-$938.27K-$8.61M-$1.93M$919.74K
Gross marginUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailable
Revenue YoY growthUnavailableUnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailableUnavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailable
Effective tax rate20.8%19.3%18.9%17.0%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open MSBB in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-05-12View SEC filing
10-Q · Filed 2026-02-13View SEC filing
10-K · Filed 2025-12-19View SEC filing
10-Q · Filed 2025-08-14View SEC filing
10-Q · Filed 2025-05-15View SEC filing
10-Q · Filed 2025-02-14View SEC filing

Companies in the same industry

Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.