Revenue
Unavailable
Fiscal year ended 2025-12-31Net income
Unavailable
Fiscal year ended 2025-12-31Total assets
$2.09B
Fiscal year ended 2025-12-31This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from FIRST UNITED CORP/MD/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under National Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | $4.06M | $4.09M | $4.04M | $3.97M | $4.18M | $4.00M | $3.94M |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | Unavailable | Unavailable | Unavailable | $6.97M | $6.94M | $5.43M | $5.72M | $7.55M | $4.39M | $4.40M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | Unavailable | Unavailable | Unavailable | Unavailable | shares 6.67M | shares 6.66M | shares 6.64M | Unavailable | shares 6.62M | shares 6.62M |
| Pretax income | Unavailable | Unavailable | Unavailable | $8.82M | $9.61M | $7.14M | $7.62M | Unavailable | $5.80M | $5.94M |
| Income tax expense | Unavailable | Unavailable | Unavailable | $1.85M | $2.68M | $1.71M | $1.90M | $2.49M | $1.41M | $1.54M |
| Diluted EPS | Unavailable | Unavailable | Unavailable | Unavailable | $1.04 | $0.82 | $0.86 | Unavailable | $0.66 | $0.66 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $131.61M | $78.33M | $49.75M | $74.32M | $30.76M | $21.65M | $76.12M | $115.72M | $134.94M | $194.42M |
| Total assets | $2.09B | $1.97B | $1.91B | $1.85B | $1.80B | $1.75B | $1.76B | $1.73B | $1.71B | $1.76B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $1.88B | $1.79B | $1.74B | $1.70B | $1.67B | $1.62B | $1.62B | $1.59B | $1.57B | $1.63B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $203.63M | $179.30M | $161.87M | $151.79M | $132.04M | $132.89M | $137.08M | $141.90M | $133.79M | $130.56M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $11.00M | $11.00M | $11.00M | $11.00M | Unavailable | Unavailable | Unavailable | $11.00M | $11.00M | $11.00M |
| Long-term debt | $95.93M | $120.93M | $110.93M | $30.93M | $30.93M | $30.93M | $30.93M | $30.93M | $30.93M | $100.93M |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | Unavailable | Unavailable | Unavailable | $7.82M | $8.27M | $7.38M | $3.08M | $9.58M | $3.82M | -$1.27M |
| Capital expenditures | Unavailable | Unavailable | Unavailable | $773.00K | $547.00K | $2.13M | $126.00K | $301.00K | $85.00K | $506.00K |
| Investing cash flow | Unavailable | Unavailable | Unavailable | $2.23M | -$44.79M | -$48.72M | -$81.12M | -$38.10M | -$3.74M | $25.05M |
| Financing cash flow | Unavailable | Unavailable | Unavailable | $33.51M | $45.63M | -$13.13M | $38.45M | $9.30M | -$59.56M | -$22.38M |
| Net change in cash | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Stock-based compensation | Unavailable | Unavailable | Unavailable | $117.00K | $79.00K | $340.00K | -$4.00K | $83.00K | -$13.00K | $352.00K |
| Common dividends paid | Unavailable | Unavailable | Unavailable | $999.00K | $999.00K | $995.00K | $993.00K | $993.00K | $992.00K | $996.00K |
| Common share repurchases | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | $0 | $0 | Unavailable |
| Depreciation & amortization | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 | 2021-12-31 | 2021-09-30 | 2021-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | Unavailable | Unavailable | Unavailable | $7.04M | $7.72M | $5.25M | $2.95M | $9.28M | $3.73M | -$1.78M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | 173.7% | 188.5% | 130.2% | 74.2% | 222.0% | 93.2% | -45.1% |
| SBC / revenue | Unavailable | Unavailable | Unavailable | 2.9% | Unavailable | Unavailable | Unavailable | 2.0% | -0.3% | 8.9% |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | -3.0% | 2.3% | 2.5% | 1.0% | 7.1% | 14.8% | 30.3% |
| Net margin | Unavailable | Unavailable | Unavailable | 171.9% | Unavailable | Unavailable | Unavailable | 180.5% | 109.6% | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | 19.1% | Unavailable | Unavailable | Unavailable | 7.2% | 2.1% | 12.9% |
| Long-term debt / equity | 0.47x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | Unavailable | Unavailable | Unavailable | 21.0% | 27.8% | 23.9% | 25.0% | Unavailable | 24.3% | 25.9% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FUNC in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-06View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-03-10View SEC filing
10-Q · Filed 2025-11-05View SEC filing
10-Q · Filed 2025-08-13View SEC filing
10-Q · Filed 2025-05-07View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.