Revenue
Unavailable
Fiscal year ended 2026-06-30Net income
$1.90M
Fiscal year ended 2026-06-30Total assets
$874.21M
Fiscal year ended 2026-06-30Farmers & Merchants Bancshares, Inc. (FMFG) reported net income of $1.90M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from Farmers & Merchants Bancshares, Inc.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institutions, Not Federally Chartered.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $1.90M | $1.82M | $1.70M | $1.71M | $1.20M | $1.16M | $857.00K | $1.12M | $1.08M | $1.22M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 3.24M | shares 3.24M | Unavailable | shares 3.20M | shares 3.18M | shares 3.17M | Unavailable | shares 3.15M | shares 3.12M | shares 3.12M |
| Pretax income | $2.51M | $2.46M | $2.25M | $2.17M | $1.48M | $1.48M | $1.10M | $1.46M | $1.38M | $1.56M |
| Income tax expense | $610.00K | $636.00K | $549.00K | $462.00K | $280.00K | $316.00K | $238.00K | $342.00K | $305.00K | $346.00K |
| Diluted EPS | $0.58 | $0.56 | Unavailable | $0.53 | $0.38 | $0.37 | Unavailable | $0.36 | $0.35 | $0.39 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $874.21M | $862.93M | $871.96M | $869.63M | $842.22M | $817.56M | $844.64M | $817.53M | $798.56M | $794.59M |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $806.62M | $796.82M | $807.30M | $806.47M | $781.97M | $759.01M | $788.37M | $758.37M | $744.01M | $741.52M |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $67.59M | $66.10M | $64.66M | $63.16M | $60.25M | $58.55M | $56.27M | $59.16M | $54.54M | $53.08M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $6.98M | $6.98M | $6.98M | $6.98M | $6.98M | $6.98M | $6.98M | $6.98M | $6.98M | $6.98M |
| Long-term debt | $12.06M | $12.05M | $12.04M | $12.02M | $10.39M | $10.86M | $11.33M | $11.80M | $12.27M | $12.74M |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $1.59M | $1.95M | $1.32M | $2.84M | $1.31M | $590.00K | -$141.00K | $521.00K | $1.44M | $484.00K |
| Capital expenditures | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Investing cash flow | -$4.06M | $10.13M | -$6.88M | -$5.99M | -$14.84M | -$13.79M | $15.46M | -$20.38M | -$3.88M | -$13.93M |
| Financing cash flow | $9.23M | -$10.03M | $59.00K | $24.05M | $22.12M | -$28.76M | $32.49M | $12.19M | $1.32M | -$5.62M |
| Net change in cash | $6.75M | $2.05M | -$5.51M | $20.90M | $8.59M | -$41.96M | $47.82M | -$7.67M | -$1.12M | -$19.06M |
| Stock-based compensation | $26.00K | $105.00K | $4.00K | $5.00K | $5.00K | $158.00K | $4.00K | $5.00K | $4.54K | $4.00K |
| Common dividends paid | Unavailable | Unavailable | $664.00K | $665.00K | Unavailable | Unavailable | $774.00K | $0 | $603.00K | $0 |
| Common share repurchases | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Depreciation & amortization | $184.00K | $180.00K | $185.00K | $185.00K | $196.00K | $184.00K | $190.00K | $160.00K | $156.00K | $130.00K |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | 0.18x | Unavailable | 0.19x | 0.19x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 24.3% | 25.8% | 24.4% | 21.3% | 18.9% | 21.3% | 21.7% | 23.3% | 22.0% | 22.1% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FMFG in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-11View SEC filing
10-Q · Filed 2026-05-15View SEC filing
10-K · Filed 2026-03-26View SEC filing
10-Q · Filed 2025-11-14View SEC filing
10-Q · Filed 2025-08-14View SEC filing
10-Q · Filed 2025-05-15View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.