SequelSEC

FIRST FINANCIAL BANCORP /OH/ FFBC

National Commercial Banks · CIK 0000708955 · Fiscal year ends 1231 · Bank

Revenue
Unavailable
Fiscal year ended 2025-12-31
Net income
$255.60M
Fiscal year ended 2025-12-31
Total assets
$21.13B
Fiscal year ended 2025-12-31

FIRST FINANCIAL BANCORP /OH/ (FFBC) reported net income of $255.60M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from FIRST FINANCIAL BANCORP /OH/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under National Commercial Banks.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

FIRST FINANCIAL BANCORP /OH/ income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
RevenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$255.60M$228.83M$255.86M$217.61M$205.16M$155.81M$198.08M$172.60M$96.79M$88.53M
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 96.16Mshares 95.41Mshares 95.10Mshares 94.59Mshares 95.90Mshares 98.09Mshares 98.85Mshares 89.61Mshares 62.17Mshares 61.99M
Pretax income$321.27M$268.32M$318.60M$241.72M$240.93M$184.41M$242.86M$214.22M$116.16M$130.73M
Income tax expense$65.66M$39.49M$62.73M$24.11M$35.77M$28.60M$44.79M$41.63M$19.38M$42.20M
Diluted EPS$2.66$2.40$2.69$2.30$2.14$1.59$2.00$1.93$1.56$1.43
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

FIRST FINANCIAL BANCORP /OH/ balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Cash & equivalentsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total assets$21.13B$18.57B$17.53B$17.00B$16.33B$15.97B$14.51B$13.99B$8.90B$8.44B
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$18.36B$16.13B$15.26B$14.96B$14.07B$13.69B$12.26B$11.91B$7.97B$7.57B
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$2.77B$2.44B$2.27B$2.04B$2.26B$2.28B$2.25B$2.08B$930.66M$865.22M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Goodwill$1.10B$1.01B$1.01B$1.00B$1.00B$937.77M$937.77M$880.25M$204.08M$204.08M
Long-term debt$514.05M$347.51M$344.12M$346.67M$409.83M$776.20M$414.38M$570.74M$119.65M$119.59M
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

FIRST FINANCIAL BANCORP /OH/ cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Operating cash flow$337.86M$262.16M$486.97M$200.85M$388.16M$108.36M$186.33M$260.35M$123.52M$142.60M
Capital expenditures$20.76M$21.08M$24.14M$13.78M$15.33M$16.47M$20.93M$18.23M$6.54M$9.73M
Investing cash flow-$546.72M-$1.00B-$701.26M-$883.10M-$510.03M-$1.20B-$252.42M-$204.78M-$429.45M-$313.35M
Financing cash flow$213.16M$699.08M$219.85M$669.73M$110.85M$1.13B$30.56M$30.01M$334.98M$177.50M
Net change in cash$4.30M-$38.80M$5.56M-$12.53M-$11.02M$30.36M-$35.53M$85.57M$29.05M$6.76M
Stock-based compensation$15.59M$15.69M$14.90M$13.38M$9.64M$7.68M$7.97M$6.22M$5.45M$5.35M
Common dividends paid$94.65M$89.54M$87.16M$86.61M$87.32M$89.69M$89.10M$79.66M$41.18M$39.12M
Common share repurchasesUnavailableUnavailable$0$0$108.08M$16.69M$66.22M$0$0$0
Depreciation & amortization$31.83M$30.32M$30.03M$31.18M$32.14M$33.34M$28.14M$24.17M$12.64M$13.04M

Derived

FIRST FINANCIAL BANCORP /OH/ derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Free cash flow$317.10M$241.08M$462.83M$187.07M$372.82M$91.90M$165.40M$242.12M$116.99M$132.87M
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growthUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt / equity0.19xUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate20.4%14.7%19.7%10.0%14.8%15.5%18.4%19.4%16.7%32.3%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FFBC in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-06View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-02-19View SEC filing
10-Q · Filed 2025-11-04View SEC filing
10-Q · Filed 2025-08-07View SEC filing
10-Q · Filed 2025-05-09View SEC filing

Companies in the same industry

Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.