FIRST FINANCIAL BANCORP /OH/ (FFBC) reported net income of $255.60M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from FIRST FINANCIAL BANCORP /OH/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under National Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $255.60M | $228.83M | $255.86M | $217.61M | $205.16M | $155.81M | $198.08M | $172.60M | $96.79M | $88.53M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 96.16M | shares 95.41M | shares 95.10M | shares 94.59M | shares 95.90M | shares 98.09M | shares 98.85M | shares 89.61M | shares 62.17M | shares 61.99M |
| Pretax income | $321.27M | $268.32M | $318.60M | $241.72M | $240.93M | $184.41M | $242.86M | $214.22M | $116.16M | $130.73M |
| Income tax expense | $65.66M | $39.49M | $62.73M | $24.11M | $35.77M | $28.60M | $44.79M | $41.63M | $19.38M | $42.20M |
| Diluted EPS | $2.66 | $2.40 | $2.69 | $2.30 | $2.14 | $1.59 | $2.00 | $1.93 | $1.56 | $1.43 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $21.13B | $18.57B | $17.53B | $17.00B | $16.33B | $15.97B | $14.51B | $13.99B | $8.90B | $8.44B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $18.36B | $16.13B | $15.26B | $14.96B | $14.07B | $13.69B | $12.26B | $11.91B | $7.97B | $7.57B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $2.77B | $2.44B | $2.27B | $2.04B | $2.26B | $2.28B | $2.25B | $2.08B | $930.66M | $865.22M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $1.10B | $1.01B | $1.01B | $1.00B | $1.00B | $937.77M | $937.77M | $880.25M | $204.08M | $204.08M |
| Long-term debt | $514.05M | $347.51M | $344.12M | $346.67M | $409.83M | $776.20M | $414.38M | $570.74M | $119.65M | $119.59M |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $337.86M | $262.16M | $486.97M | $200.85M | $388.16M | $108.36M | $186.33M | $260.35M | $123.52M | $142.60M |
| Capital expenditures | $20.76M | $21.08M | $24.14M | $13.78M | $15.33M | $16.47M | $20.93M | $18.23M | $6.54M | $9.73M |
| Investing cash flow | -$546.72M | -$1.00B | -$701.26M | -$883.10M | -$510.03M | -$1.20B | -$252.42M | -$204.78M | -$429.45M | -$313.35M |
| Financing cash flow | $213.16M | $699.08M | $219.85M | $669.73M | $110.85M | $1.13B | $30.56M | $30.01M | $334.98M | $177.50M |
| Net change in cash | $4.30M | -$38.80M | $5.56M | -$12.53M | -$11.02M | $30.36M | -$35.53M | $85.57M | $29.05M | $6.76M |
| Stock-based compensation | $15.59M | $15.69M | $14.90M | $13.38M | $9.64M | $7.68M | $7.97M | $6.22M | $5.45M | $5.35M |
| Common dividends paid | $94.65M | $89.54M | $87.16M | $86.61M | $87.32M | $89.69M | $89.10M | $79.66M | $41.18M | $39.12M |
| Common share repurchases | Unavailable | Unavailable | $0 | $0 | $108.08M | $16.69M | $66.22M | $0 | $0 | $0 |
| Depreciation & amortization | $31.83M | $30.32M | $30.03M | $31.18M | $32.14M | $33.34M | $28.14M | $24.17M | $12.64M | $13.04M |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $317.10M | $241.08M | $462.83M | $187.07M | $372.82M | $91.90M | $165.40M | $242.12M | $116.99M | $132.87M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | 0.19x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 20.4% | 14.7% | 19.7% | 10.0% | 14.8% | 15.5% | 18.4% | 19.4% | 16.7% | 32.3% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FFBC in the interactive workspace to inspect any figure back to its filing.
Source filings
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.