Revenue
Unavailable
Fiscal year ended 2025-12-31Net income
$152.30M
Fiscal year ended 2025-12-31Total assets
$12.34B
Fiscal year ended 2025-12-31FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF) reported net income of $152.30M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from FIRST COMMONWEALTH FINANCIAL CORP /PA/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under National Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $152.30M | $142.57M | $157.06M | $128.18M | $138.26M | $73.45M | $105.33M | $107.50M | $55.16M | $59.59M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 103.52M | shares 102.21M | shares 101.82M | shares 93.89M | shares 95.84M | shares 97.76M | shares 98.59M | shares 99.22M | shares 95.33M | shares 88.85M |
| Pretax income | $191.36M | $178.21M | $197.56M | $160.18M | $172.82M | $90.20M | $130.85M | $132.77M | $103.73M | $85.23M |
| Income tax expense | $39.06M | $35.64M | $40.49M | $32.00M | $34.56M | $16.76M | $25.52M | $25.27M | $48.56M | $25.64M |
| Diluted EPS | $1.47 | $1.39 | $1.54 | $1.37 | $1.44 | $0.75 | $1.07 | $1.08 | $0.58 | $0.67 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | $395.37M | $356.58M | $121.86M | $98.95M | $107.29M | $115.68M |
| Total assets | $12.34B | $11.58B | $11.46B | $9.81B | $9.55B | $9.07B | $8.31B | $7.83B | $7.31B | $6.68B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $10.79B | $10.18B | $10.15B | $8.75B | $8.44B | $8.00B | $7.25B | $6.85B | $6.42B | $5.93B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $1.55B | $1.41B | $1.31B | $1.05B | $1.11B | $1.07B | $1.06B | $975.39M | $888.13M | $749.93M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $378.21M | $363.72M | $363.72M | $303.33M | $303.33M | $303.33M | $303.33M | $274.20M | $255.35M | $186.50M |
| Long-term debt | $261.74M | $262.98M | $186.76M | $181.22M | $182.27M | $233.26M | $234.18M | $185.06M | $87.92M | $80.92M |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $187.54M | $129.46M | $150.76M | $151.41M | $165.05M | $105.70M | $107.63M | $135.26M | $88.30M | $89.27M |
| Capital expenditures | $16.09M | $15.55M | $22.03M | $11.21M | $10.64M | $7.62M | $17.38M | $9.60M | $11.59M | $7.49M |
| Investing cash flow | -$388.23M | -$121.72M | -$574.27M | -$588.79M | -$565.30M | -$483.14M | $122.94M | -$347.75M | -$52.80M | $493.77M |
| Financing cash flow | $247.64M | -$21.32M | $416.26M | $196.25M | $439.05M | $612.16M | -$207.66M | $204.14M | -$43.89M | -$536.82M |
| Net change in cash | $46.95M | -$13.58M | -$7.25M | -$241.13M | $38.79M | $234.72M | $22.91M | -$8.34M | -$8.38M | $46.22M |
| Stock-based compensation | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Common dividends paid | $55.49M | $52.60M | $50.81M | $44.58M | $43.61M | $42.98M | $39.39M | $34.85M | $30.51M | $24.91M |
| Common share repurchases | $35.79M | $12.63M | $14.96M | $15.60M | $31.30M | $20.90M | $6.26M | $26.19M | $1.46M | $864.00K |
| Depreciation & amortization | $6.63M | $5.69M | $4.10M | $10.55M | $11.44M | $11.65M | $10.37M | $8.05M | $9.00M | $7.12M |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $171.45M | $113.92M | $128.72M | $140.21M | $154.41M | $98.08M | $90.25M | $125.66M | $76.71M | $81.78M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | 0.17x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 20.4% | 20.0% | 20.5% | 20.0% | 20.0% | 18.6% | 19.5% | 19.0% | 46.8% | 30.1% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FCF in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-10View SEC filing
10-Q · Filed 2026-05-11View SEC filing
10-K · Filed 2026-03-02View SEC filing
10-Q · Filed 2025-11-10View SEC filing
10-Q · Filed 2025-08-11View SEC filing
10-Q · Filed 2025-05-12View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.