Revenue
$18.74M
Fiscal year ended 2025-09-30Net income
$1.08M
Fiscal year ended 2025-09-30Total assets
$1.26B
Fiscal year ended 2025-09-30FB Bancorp, Inc. /MD/ (FBLA) reported revenue of $18.74M and net income of $1.08M for the fiscal year ended 2025-09-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from FB Bancorp, Inc. /MD/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institutions, Not Federally Chartered.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $18.74M | $18.11M | $17.20M | $15.88M | $16.80M | $18.20M | $15.59M | $15.44M | $20.61M | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $1.08M | $879.00K | $705.00K | -$5.36M | -$895.00K | $849.00K | -$119.00K | -$1.18M | $2.41M | -$338.00K |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 18.35M | shares 18.33M | shares 18.31M | Unavailable | shares 0 | shares 0 | shares 0 | Unavailable | Unavailable | Unavailable |
| Pretax income | $1.34M | $1.29M | $1.72M | $2.79M | -$1.14M | $1.09M | -$1.04M | -$1.21M | $2.95M | -$515.00K |
| Income tax expense | $256.00K | $258.00K | $349.00K | $429.00K | -$247.00K | $243.00K | -$230.00K | -$29.00K | $545.00K | -$177.00K |
| Diluted EPS | $0.06 | $0.05 | $0.04 | Unavailable | $0.00 | $0.00 | $0.00 | Unavailable | Unavailable | Unavailable |
| Selling, general & administrative | $2.41M | $1.53M | $1.34M | -$1.31M | $2.28M | $2.13M | $2.14M | $2.52M | $2.27M | $2.11M |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $65.73M | $86.09M | $98.58M | $98.84M | $293.54M | $59.42M | Unavailable | $87.11M | Unavailable | Unavailable |
| Total assets | $1.26B | $1.25B | $1.24B | $1.22B | $1.41B | $1.17B | $1.12B | $1.12B | $1.09B | $1.07B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $925.96M | $914.55M | $906.36M | $894.68M | $1.25B | $1.02B | Unavailable | $968.20M | Unavailable | Unavailable |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $338.19M | $332.09M | $331.41M | $326.26M | $161.47M | $155.71M | $153.36M | $156.74M | $150.03M | $152.10M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | Unavailable | Unavailable | Unavailable | $0 | $5.79M | $5.79M | Unavailable | $5.79M | Unavailable | Unavailable |
| Long-term debt | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$16.96M | -$1.54M | $7.04M | $15.66M | $215.00K | -$4.72M | -$10.35M | $8.05M | $8.80M | Unavailable |
| Capital expenditures | $1.50M | $1.69M | $3.05M | $1.89M | $1.41M | $897.00K | $1.17M | $1.25M | $1.18M | Unavailable |
| Investing cash flow | -$17.42M | -$17.84M | -$17.14M | -$39.57M | $5.25M | -$31.96M | -$26.01M | -$11.72M | -$14.23M | Unavailable |
| Financing cash flow | $14.02M | $6.88M | $9.83M | -$170.79M | $228.66M | $48.20M | -$2.86M | $19.72M | $28.28M | Unavailable |
| Net change in cash | -$20.36M | -$12.49M | -$270.00K | -$194.70M | $234.13M | $11.53M | -$39.22M | $16.05M | $22.85M | Unavailable |
| Stock-based compensation | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Common dividends paid | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Common share repurchases | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Depreciation & amortization | $784.00K | $604.00K | $573.00K | $633.00K | $617.00K | $644.00K | $638.00K | $672.00K | $595.00K | Unavailable |
Derived
| Metric | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | -$18.46M | -$3.23M | $3.98M | $13.77M | -$1.19M | -$5.61M | -$11.52M | $6.80M | $7.62M | Unavailable |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | -98.5% | -17.8% | 23.2% | 86.7% | -7.1% | -30.8% | -73.9% | 44.0% | 37.0% | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 11.6% | -0.5% | 10.3% | 2.8% | -18.5% | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | 5.8% | Unavailable | Unavailable | Unavailable | -5.3% | Unavailable | Unavailable | -7.7% | 11.7% | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | 8.0% | Unavailable | Unavailable | Unavailable | 8.4% | 4.9% | 7.5% | 8.1% | 5.7% | Unavailable |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 19.2% | 20.0% | 20.3% | 15.4% | Unavailable | 22.3% | Unavailable | Unavailable | 18.4% | Unavailable |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FBLA in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-13View SEC filing
10-Q · Filed 2026-05-14View SEC filing
10-K · Filed 2026-03-26View SEC filing
10-Q · Filed 2025-11-12View SEC filing
10-Q · Filed 2025-08-14View SEC filing
10-Q · Filed 2025-05-12View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.