SequelSEC

ECB Bancorp, Inc. /MD/ ECBK

Savings Institutions, Not Federally Chartered · CIK 0001914605 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
$152.00K
Fiscal year ended 2026-06-30
Net income
$3.26M
Fiscal year ended 2026-06-30
Total assets
$1.67B
Fiscal year ended 2026-06-30

ECB Bancorp, Inc. /MD/ (ECBK) reported revenue of $152.00K and net income of $3.26M for the fiscal year ended 2026-06-30. This page shows 6 annual periods of income statement, balance sheet and cash flow figures normalized from ECB Bancorp, Inc. /MD/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institutions, Not Federally Chartered.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

ECB Bancorp, Inc. /MD/ income by fiscal year, in US dollars, normalized from SEC filings.
Metric2026-06-302026-03-312025-12-312025-06-302025-03-312024-12-31
Revenue$152.00K$155.00K$304.00K$154.00K$140.00KUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$3.26M$3.12M$5.04M$1.44M$1.30MUnavailable
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 8.34Mshares 8.30MUnavailableshares 8.37Mshares 8.34MUnavailable
Pretax income$4.47M$4.26M$6.74M$1.92M$1.72MUnavailable
Income tax expense$1.20M$1.14M$1.71M$475.00K$424.00KUnavailable
Diluted EPS$0.39$0.38Unavailable$0.17$0.16Unavailable
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

ECB Bancorp, Inc. /MD/ balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2026-06-302026-03-312025-12-312025-06-302025-03-312024-12-31
Cash & equivalentsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total assets$1.67B$1.65B$1.61B$1.52B$1.45B$1.42B
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$1.49B$1.47B$1.43B$1.35B$1.28B$1.25B
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$179.88M$175.93M$171.93M$168.28M$168.58M$168.27M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
GoodwillUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debtUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

ECB Bancorp, Inc. /MD/ cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2026-06-302026-03-312025-12-312025-06-302025-03-312024-12-31
Operating cash flow$11.99M$2.81M$7.96M$1.90M-$631.00KUnavailable
Capital expenditures$213.00K$4.00K$146.00K$50.00K$18.00KUnavailable
Investing cash flow-$16.14M-$21.14M-$102.09M-$111.52M-$46.29MUnavailable
Financing cash flow$16.82M$42.70M$82.40M$60.18M$37.41MUnavailable
Net change in cash$12.68M$24.37M-$11.74M-$49.45M-$9.51MUnavailable
Stock-based compensation$335.00K$313.00K$631.00K$280.00K$322.00KUnavailable
Common dividends paidUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Common share repurchases$675.00K$350.00K$2.48M$1.46M$673.00KUnavailable
Depreciation & amortization$75.00K$75.00K$147.00K$75.00K$75.00KUnavailable

Derived

ECB Bancorp, Inc. /MD/ derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2026-06-302026-03-312025-12-312025-06-302025-03-312024-12-31
Free cash flow$11.78M$2.81M$7.81M$1.84M-$649.00KUnavailable
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF margin7749.3%1810.3%2569.1%1198.1%-463.6%Unavailable
SBC / revenue220.4%201.9%207.6%181.8%230.0%Unavailable
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growth-1.3%10.7%UnavailableUnavailableUnavailableUnavailable
Net margin2145.4%2014.2%1656.2%935.1%926.4%Unavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenue140.1%2.6%48.0%32.5%12.9%Unavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate27.0%26.8%25.3%24.8%24.6%Unavailable

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open ECBK in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-03-25View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-09View SEC filing

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Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.