SequelSEC

CF BANKSHARES INC. CFBK

National Commercial Banks · CIK 0001070680 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
$146.00K
Fiscal year ended 2019-09-30
Net income
$2.62M
Fiscal year ended 2019-09-30
Total assets
$786.44M
Fiscal year ended 2019-09-30

CF BANKSHARES INC. (CFBK) reported revenue of $146.00K and net income of $2.62M for the fiscal year ended 2019-09-30. This page shows 7 annual periods of income statement, balance sheet and cash flow figures normalized from CF BANKSHARES INC.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under National Commercial Banks.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

CF BANKSHARES INC. income by fiscal year, in US dollars, normalized from SEC filings.
Metric2019-09-302019-06-302019-03-312018-09-302018-06-302018-03-312017-09-30
Revenue$146.00K$138.00K$124.00K$128.00K$118.00K$118.00K$106.00K
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$2.62M$2.28M$1.68M$1.06M$1.13M$792.00K$685.00K
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 4.53Mshares 4.45Mshares 4.42Mshares 4.37Mshares 4.49Mshares 4.49Mshares 4.46M
Pretax income$3.29M$2.86M$2.10M$1.29M$1.41M$978.00K$1.02M
Income tax expense$673.00K$583.00K$419.00K$239.00K$279.00K$186.00K$332.00K
Diluted EPS$0.59$0.55$0.39$0.24$0.25$0.17$0.15
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

CF BANKSHARES INC. balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2019-09-302019-06-302019-03-312018-09-302018-06-302018-03-312017-09-30
Cash & equivalents$37.30M$34.32M$95.99M$59.37M$32.74M$70.40M$27.96M
Total assets$786.44M$720.99M$720.48M$606.38M$558.93M$529.93M$448.90M
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$732.56M$670.07M$672.84M$562.79M$516.48M$488.82M$408.35M
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$53.88M$50.92M$47.63M$43.59M$42.44M$41.10M$40.55M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
GoodwillUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt$22.50M$18.50M$18.50M$21.50M$19.50M$19.50MUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

CF BANKSHARES INC. cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2019-09-302019-06-302019-03-312018-09-302018-06-302018-03-312017-09-30
Operating cash flow-$27.73M-$24.43M-$8.37M$3.23M-$16.18M-$7.17MUnavailable
Capital expenditures$102.00K$235.00K$82.00K$112.00K$157.00K$142.00KUnavailable
Investing cash flow-$31.02M-$34.76M-$13.80M-$22.76M-$48.68M-$15.71MUnavailable
Financing cash flow$61.73M-$2.48M$50.86M$46.17M$27.20M$47.77MUnavailable
Net change in cash$2.98M-$61.67M$28.69M$26.63M-$37.66M$24.90MUnavailable
Stock-based compensation$136.00K$138.00K$116.00K$99.00K$96.00K$96.00K$59.00K
Common dividends paidUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Common share repurchasesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Depreciation & amortizationUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Derived

CF BANKSHARES INC. derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2019-09-302019-06-302019-03-312018-09-302018-06-302018-03-312017-09-30
Free cash flow-$27.83M-$24.66M-$8.45M$3.12M-$16.33M-$7.31MUnavailable
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF margin-19062.3%-17871.7%-6812.9%2433.6%-13842.4%-6194.1%Unavailable
SBC / revenueUnavailableUnavailableUnavailable77.3%81.4%81.4%55.7%
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growth14.1%16.9%5.1%20.8%UnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailable824.2%957.6%671.2%646.2%
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailable87.5%133.1%120.3%Unavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate20.5%20.4%20.0%18.5%19.8%19.0%32.6%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open CFBK in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-11View SEC filing
10-K · Filed 2026-03-12View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-12View SEC filing

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Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.