balance equationreview2025-06-30
Difference 31860000 exceeds tolerance 12034748.000. Presentation or filing-vintage differences need review.
Revenue
Unavailable
Fiscal year ended 2025-12-31Net income
$53.37M
Fiscal year ended 2025-12-31Total assets
$23.22B
Fiscal year ended 2025-12-31Beacon Financial Corp (BBT) reported net income of $53.37M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from Beacon Financial Corp’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Savings Institutions, Not Federally Chartered.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | $113.67M | $110.44M | $110.18M | $125.61M | $108.66M | $55.54M | $80.04M | $107.80M | $109.85M |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $53.37M | $22.03M | $19.10M | $17.54M | $20.14M | $16.37M | $14.66M | -$1.44M | $19.54M | $23.86M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 83.88M | shares 89.61M | shares 89.57M | shares 89.48M | shares 89.32M | shares 89.22M | shares 89.18M | shares 43.10M | shares 43.35M | shares 43.53M |
| Pretax income | $75.19M | $29.59M | $25.48M | $23.82M | $26.75M | $21.64M | $19.48M | -$5.95M | $23.29M | $27.80M |
| Income tax expense | $21.82M | $7.57M | $6.38M | $6.28M | $6.61M | $5.27M | $4.81M | -$4.51M | $3.74M | $3.94M |
| Diluted EPS | $0.64 | $0.25 | $0.21 | $0.20 | $0.23 | $0.18 | $0.16 | $-0.03 | $0.45 | $0.55 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $2.04B | Unavailable | Unavailable | $543.67M | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $23.22B | $12.03B | $12.01B | $11.91B | $11.60B | $12.22B | $12.15B | $12.43B | $12.14B | $12.09B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $20.72B | $10.81B | $10.82B | $10.68B | $10.53B | $11.21B | $11.14B | $11.42B | $11.19B | $11.12B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $2.50B | $1.25B | $1.24B | $1.22B | $1.23B | $1.20B | $1.01B | $1.20B | $951.01M | $973.38M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $351.61M | Unavailable | Unavailable | $241.22M | Unavailable | Unavailable | Unavailable | $241.22M | Unavailable | Unavailable |
| Long-term debt | $788.36M | $225.60M | $284.60M | $1.52B | $353.59M | $278.59M | $248.59M | $246.59M | $255.60M | $325.58M |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $182.81M | $33.62M | $8.01M | $43.49M | $19.85M | $34.75M | $6.86M | $11.89M | $35.46M | $28.25M |
| Capital expenditures | $6.70M | $2.21M | $3.38M | $1.81M | $2.62M | $318.00K | $235.00K | $11.60M | $0 | $0 |
| Investing cash flow | $2.05B | $78.76M | $172.86M | -$88.50M | -$162.63M | -$180.35M | $291.88M | -$126.41M | -$50.66M | -$144.52M |
| Financing cash flow | -$696.60M | $36.82M | -$367.00M | $180.79M | $520.59M | $52.20M | -$308.29M | -$113.53M | $38.07M | -$249.69M |
| Net change in cash | $1.53B | $149.20M | -$186.12M | $135.78M | $377.81M | -$93.40M | -$9.55M | -$228.05M | $22.87M | -$365.96M |
| Stock-based compensation | Unavailable | $1.31M | $1.29M | $2.15M | $2.22M | $1.85M | $2.10M | $1.98M | $2.07M | $2.26M |
| Common dividends paid | $39.06M | $12.03M | $12.03M | $12.03M | $20.46M | $15.58M | $0 | $24.06M | $7.90M | $7.95M |
| Common share repurchases | Unavailable | $0 | $0 | -$2.00K | -$1.00K | $13.49M | $4.04M | $6.70M | $3.58M | $12.38M |
| Depreciation & amortization | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Derived
| Metric | 2025-12-31 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $176.11M | Unavailable | Unavailable | $41.67M | $17.23M | $34.44M | $6.63M | $287.00K | $35.46M | $28.25M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | 37.8% | 13.7% | 31.7% | 11.9% | 0.4% | 32.9% | 25.7% |
| SBC / revenue | Unavailable | 1.2% | 1.2% | 2.0% | Unavailable | 1.7% | 3.8% | 2.5% | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | 4.6% | 98.8% | 37.7% | 16.5% | -1.1% | -51.3% | -32.0% | -0.5% | 12.4% |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | -1.8% | 18.1% | 21.7% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | 1.9% | 3.1% | Unavailable | Unavailable | 0.3% | 0.4% | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | 0.32x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 29.0% | 25.6% | 25.0% | 26.4% | 24.7% | 24.4% | 24.7% | Unavailable | 16.1% | 14.2% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open BBT in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-11View SEC filing
10-K · Filed 2026-03-02View SEC filing
10-Q · Filed 2025-11-10View SEC filing
10-Q · Filed 2025-08-11View SEC filing
10-Q · Filed 2025-05-12View SEC filing
Reconciliation checks needing review
6 periods on this page do not reconcile under this site’s normalization. Read that as a limitation here before an observation about the company: the figures are the filer’s own, the filings linked above are authoritative, and a difference usually means the concepts this site selected do not match how this filer presents its statements. Nothing is adjusted to make a check pass.
balance equationreview2025-03-31
Difference 43422000 exceeds tolerance 12013199.000. Presentation or filing-vintage differences need review.
balance equationreview2024-09-30
Difference 159911000 exceeds tolerance 11604562.000. Presentation or filing-vintage differences need review.
balance equationreview2024-06-30
Difference 185538000 exceeds tolerance 12219454.000. Presentation or filing-vintage differences need review.
balance equationreview2023-12-31
Difference 186423000 exceeds tolerance 12430821.000. Presentation or filing-vintage differences need review.
balance equationreview2022-12-31
Difference 38063000 exceeds tolerance 11662864.000. Presentation or filing-vintage differences need review.