Valuation, from the filing
| Public float | $2.64B | Market value of stock held by non-affiliates, as stated on the cover page for 2025-06-30 |
|---|---|---|
| Float per share | $78.65 | Float divided by shares outstanding in the same filing. A floor under the share price on that date, not the price itself. |
| Float / net income | 11.0× | A lower bound on the multiple, because affiliate holdings are excluded. |
| Float / equity | 1.4× | A lower bound on the multiple, because affiliate holdings are excluded. |
Every figure here is drawn from the 10-K cover page and the statements behind it, so each one traces to a filing. Public float counts only stock held by non-affiliates, which makes these floors rather than estimates: a high multiple is conclusive, a low one may mean cheap or may mean closely held. The float was measured on 2025-06-30, not today, and each multiple below it uses the figures for the fiscal year ending 2025-12-31 — the year that filing covered.
Valuation over time
11.0× earnings today, against a median of 8.6× across 10 years on record. Above its own history.
| Float measured | Public float | Float / net income | |
|---|---|---|---|
| 2025-06-30 | $2.64B | 11.0× | |
| 2024-06-30 | $1.81B | 8.4× | |
| 2023-06-30 | $1.88B | 8.8× | |
| 2022-06-30 | $1.91B | 9.9× | |
| 2021-06-30 | $1.21B | 7.2× | |
| 2020-06-30 | $767.54M | 7.7× | |
| 2019-06-30 | $1.05B | 7.8× | |
| 2018-06-30 | $1.12B | 8.9× | |
| 2017-06-30 | $840.61M | 9.7× | |
| 2016-06-30 | $476.81M | 6.7× |
Each float is paired with the fiscal year the filing that stated it covers. Only years where the company reported positive net income appear, because a multiple against a loss is not a multiple.
How this compares in its industry
Percentile among the National Commercial Banks filers on this site, highest value first. A high percentile means a large figure, which is good for a margin and not for leverage — the ranking says where the company sits, not whether that is where it should be.
| Measure | Reported | Percentile | |
|---|---|---|---|
| Effective tax rate | 21.1% | 63th |
BANCFIRST CORP /OK/ (BANF) reported net income of $66.69M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from BANCFIRST CORP /OK/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under National Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $66.69M | $63.00M | $59.50M | $62.65M | $62.35M | $56.11M | $56.48M | $58.90M | $50.64M | $50.33M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 34.06M | shares 34.03M | Unavailable | shares 33.86M | shares 33.80M | shares 33.77M | Unavailable | shares 33.65M | shares 33.53M | shares 33.51M |
| Pretax income | $85.08M | $80.06M | $75.35M | $78.97M | $79.72M | $71.08M | $72.00M | $73.90M | $65.17M | $64.21M |
| Income tax expense | $18.39M | $17.07M | $15.85M | $16.32M | $17.37M | $14.97M | $15.52M | $15.00M | $14.52M | $13.88M |
| Diluted EPS | $1.96 | $1.85 | Unavailable | $1.85 | $1.85 | $1.66 | Unavailable | $1.75 | $1.51 | $1.50 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $15.08B | $15.12B | $14.84B | $14.20B | $14.05B | $14.04B | $13.55B | $13.31B | $12.74B | $12.60B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $13.13B | $13.21B | $12.98B | $12.42B | $12.32B | $12.37B | $11.93B | $11.73B | $11.22B | $11.13B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $1.96B | $1.90B | $1.85B | $1.78B | $1.73B | $1.67B | $1.62B | $1.58B | $1.51B | $1.47B |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $183.39M | $183.39M | $182.74M | $182.26M | $182.26M | $182.26M | $182.26M | $182.26M | $182.26M | $182.26M |
| Long-term debt | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $83.08M | $75.85M | $54.78M | $75.42M | $78.12M | $76.95M | $17.13M | $77.59M | $100.15M | $66.32M |
| Capital expenditures | $9.81M | $10.78M | $11.55M | $11.71M | $13.74M | $11.31M | $15.14M | $5.24M | $6.02M | $10.25M |
| Investing cash flow | -$263.05M | -$3.65M | $115.42M | -$73.46M | $23.95M | -$50.37M | $317.03M | -$27.15M | -$220.04M | -$141.23M |
| Financing cash flow | -$99.97M | $207.99M | $179.52M | $55.32M | -$78.90M | $393.82M | $227.54M | $448.34M | $88.08M | $202.54M |
| Net change in cash | -$279.94M | $280.19M | $349.72M | $57.29M | $23.18M | $420.40M | $561.70M | $498.78M | -$31.80M | $127.63M |
| Stock-based compensation | $843.00K | $767.00K | $960.00K | $1.06M | $919.00K | $790.00K | $872.00K | $945.00K | $920.00K | $715.00K |
| Common dividends paid | $16.45M | $16.43M | $16.33M | $15.30M | $15.29M | $15.28M | $15.24M | $14.20M | $14.18M | $14.16M |
| Common share repurchases | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Depreciation & amortization | $5.96M | $5.79M | $5.71M | $5.59M | $5.55M | $5.69M | $5.48M | $5.37M | $5.39M | $5.44M |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $73.28M | $65.06M | $43.23M | $63.71M | $64.38M | $65.64M | $1.99M | $72.36M | $94.13M | $56.07M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 21.6% | 21.3% | 21.0% | 20.7% | 21.8% | 21.1% | 21.6% | 20.3% | 22.3% | 21.6% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open BANF in the interactive workspace to inspect any figure back to its filing.
Source filings
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.