balance equationreview2023-09-30
Difference 1397557000 exceeds tolerance 9247072.000. Presentation or filing-vintage differences need review.
Revenue
$180.50M
Fiscal year ended 2026-06-30Net income
-$241.35M
Fiscal year ended 2026-06-30Total assets
$35.03B
Fiscal year ended 2026-06-30BANC OF CALIFORNIA, INC. (BANC) reported revenue of $180.50M and net income of -$241.35M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from BANC OF CALIFORNIA, INC.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under National Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $180.50M | $442.77M | $458.52M | $466.83M | $453.14M | $440.30M | $9.31M | $431.44M | $492.38M | $512.52M |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | -$241.35M | $71.95M | $77.39M | $69.63M | $28.38M | $53.57M | $56.92M | $8.78M | $30.33M | $30.85M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 155.80M | shares 160.83M | Unavailable | shares 159.05M | shares 158.46M | shares 169.43M | Unavailable | shares 168.58M | shares 168.43M | shares 168.14M |
| Pretax income | -$335.24M | $95.75M | $99.79M | $92.34M | $47.88M | $73.06M | $70.10M | $11.51M | $44.64M | $42.40M |
| Income tax expense | -$93.90M | $23.80M | $22.40M | $22.72M | $19.50M | $19.49M | $13.18M | $2.73M | $14.30M | $11.55M |
| Diluted EPS | $-1.61 | $0.39 | $0.42 | $0.38 | $0.12 | $0.26 | $0.28 | $-0.01 | $0.12 | $0.12 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $35.03B | $34.72B | $34.80B | $34.01B | $34.25B | $33.78B | $33.54B | $33.43B | $35.24B | $36.07B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $31.62B | $31.17B | $31.26B | $30.55B | $30.82B | $30.26B | $30.04B | $29.94B | $31.84B | $32.68B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $3.41B | $3.55B | $3.54B | $3.47B | $3.43B | $3.52B | $3.50B | $3.50B | $3.41B | $3.39B |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $214.52M | $214.52M | $214.52M | $214.52M | $214.52M | $214.52M | $214.52M | $216.77M | $215.92M | $198.63M |
| Long-term debt | $2.46B | $2.55B | $2.06B | $2.01B | $1.92B | $1.67B | $1.39B | $1.59B | $1.44B | $2.14B |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $161.43M | $48.98M | $102.08M | $75.68M | $62.71M | $15.12M | $79.80M | $46.87M | $39.10M | -$88.40M |
| Capital expenditures | $2.62M | $3.38M | $17.85M | $185.00K | $1.27M | $1.52M | $4.13M | $2.27M | $4.70M | $1.94M |
| Investing cash flow | $145.61M | -$39.22M | -$885.39M | $285.53M | -$493.54M | -$384.74M | -$266.00M | $1.66B | $391.94M | $107.40M |
| Financing cash flow | $293.74M | -$100.46M | $693.01M | -$316.49M | $440.49M | $211.29M | $134.19M | -$1.85B | -$817.46M | -$2.31B |
| Net change in cash | $600.79M | -$90.70M | -$90.30M | $44.71M | $9.66M | -$158.32M | -$52.02M | -$144.58M | -$386.42M | -$2.29B |
| Stock-based compensation | $4.20M | $5.64M | Unavailable | $6.11M | $6.44M | $5.50M | Unavailable | $5.44M | $3.91M | $4.66M |
| Common dividends paid | $18.93M | $18.85M | Unavailable | $16.13M | $16.26M | $17.31M | $17.93M | $16.38M | $17.30M | $16.69M |
| Common share repurchases | -$109.00K | $32.28M | -$187.73M | $35.88M | $112.91M | $38.93M | Unavailable | $0 | $0 | $0 |
| Depreciation & amortization | $13.48M | $10.89M | $11.74M | $12.16M | $12.34M | $13.03M | $13.39M | $13.51M | $13.81M | $13.88M |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $158.81M | $45.60M | $84.23M | $75.50M | $61.44M | $13.60M | $75.66M | $44.60M | $34.41M | -$90.34M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | 88.0% | 10.3% | 18.4% | 16.2% | 13.6% | 3.1% | 813.0% | 10.3% | 7.0% | -17.6% |
| SBC / revenue | 2.3% | 1.3% | Unavailable | 1.3% | 1.4% | 1.2% | Unavailable | 1.3% | 0.8% | 0.9% |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | -60.2% | 0.6% | 4826.6% | 8.2% | -8.0% | -14.1% | -86.1% | -11.9% | 19.6% | -7.5% |
| Net margin | -133.7% | Unavailable | Unavailable | 14.9% | 6.3% | Unavailable | Unavailable | 2.0% | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | 1.5% | 0.8% | 3.9% | 0.0% | 0.3% | 0.3% | 44.4% | 0.5% | 1.0% | 0.4% |
| Long-term debt / equity | 0.72x | Unavailable | 0.58x | 0.58x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | Unavailable | 24.9% | 22.4% | 24.6% | 40.7% | 26.7% | 18.8% | 23.7% | 32.0% | 27.2% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open BANC in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-02-27View SEC filing
10-Q · Filed 2025-11-10View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-09View SEC filing
Reconciliation checks needing review
3 periods on this page do not reconcile under this site’s normalization. Read that as a limitation here before an observation about the company: the figures are the filer’s own, the filings linked above are authoritative, and a difference usually means the concepts this site selected do not match how this filer presents its statements. Nothing is adjusted to make a check pass.
balance equationreview2023-06-30
Difference 1576141000 exceeds tolerance 9370265.000. Presentation or filing-vintage differences need review.
balance equationreview2023-03-31
Difference 1812570000 exceeds tolerance 10038901.000. Presentation or filing-vintage differences need review.