SequelSEC

USCB FINANCIAL HOLDINGS, INC. USCB

State Commercial Banks · CIK 0001901637 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
Unavailable
Fiscal year ended 2025-12-31
Net income
$26.10M
Fiscal year ended 2025-12-31
Total assets
$2.79B
Fiscal year ended 2025-12-31

USCB FINANCIAL HOLDINGS, INC. (USCB) reported net income of $26.10M for the fiscal year ended 2025-12-31. This page shows 6 annual periods of income statement, balance sheet and cash flow figures normalized from USCB FINANCIAL HOLDINGS, INC.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

USCB FINANCIAL HOLDINGS, INC. income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
RevenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$26.10M$24.67M$16.54M$20.14M$21.08M$10.82M
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 19.65Mshares 19.83MUnavailableUnavailableUnavailableUnavailable
Pretax income$35.92M$32.48M$21.80M$27.08M$27.68M$13.41M
Income tax expense$9.82M$7.80M$5.25M$6.94M$6.60M$2.59M
Diluted EPS$1.33$1.24UnavailableUnavailableUnavailableUnavailable
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

USCB FINANCIAL HOLDINGS, INC. balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Cash & equivalents$38.48M$77.04M$41.06M$54.17M$46.23M$47.73M
Total assets$2.79B$2.58B$2.34B$2.09B$1.85B$1.50B
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$2.57B$2.37B$2.15B$1.90B$1.65B$1.33B
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$217.18M$215.39M$191.97M$182.43M$203.90M$171.00M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
GoodwillUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debtUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

USCB FINANCIAL HOLDINGS, INC. cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Operating cash flow$42.80M$34.84M$22.55M$29.54M$22.05M$13.10M
Capital expenditures$303.00K$314.00K$163.00K$673.00K$633.00K$347.00K
Investing cash flow-$245.41M-$212.61M-$273.00M-$270.60M-$359.36M-$178.78M
Financing cash flow$164.05M$213.74M$237.35M$249.00M$335.81M$177.67M
Net change in cash-$38.56M$35.97M-$13.11M$7.94M-$1.51M$11.99M
Stock-based compensation$3.00M$2.13M$1.01M$523.00K$287.00K$187.00K
Common dividends paid$7.83M$3.94MUnavailableUnavailable$2.08M$3.13M
Common share repurchases$34.55M$501.00K$7.58MUnavailableUnavailableUnavailable
Depreciation & amortization$619.00K$587.00K$590.00K$688.00K$1.00M$1.30M

Derived

USCB FINANCIAL HOLDINGS, INC. derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Free cash flow$42.50M$34.52M$22.38M$28.86M$21.42M$12.76M
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growthUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate27.3%24.0%24.1%25.6%23.8%19.3%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open USCB in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-03-13View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-09View SEC filing

Companies in the same industry

ABCB ACNB ALLY AMAL ASB AUB AUBN AVBH BAFN BANR BCML BFST

Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.