Revenue
Unavailable
Fiscal year ended 2025-12-31Net income
$57.95M
Fiscal year ended 2025-12-31Total assets
$2.97B
Fiscal year ended 2025-12-31UNITY BANCORP INC /NJ/ (UNTY) reported net income of $57.95M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from UNITY BANCORP INC /NJ/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $57.95M | $41.45M | $39.71M | $38.46M | $36.12M | $23.64M | $23.65M | $21.92M | $12.89M | $13.21M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 10.22M | shares 10.20M | shares 10.34M | shares 10.70M | shares 10.55M | shares 10.81M | shares 11.03M | shares 10.92M | shares 10.75M | shares 9.57M |
| Pretax income | $75.51M | $54.39M | $53.00M | $51.42M | $48.13M | $31.12M | $30.32M | $27.31M | $22.43M | $20.47M |
| Income tax expense | $17.56M | $12.94M | $13.29M | $12.96M | $12.01M | $7.48M | $6.66M | $5.39M | $9.54M | $7.26M |
| Diluted EPS | $5.67 | $4.06 | $3.84 | $3.59 | $3.43 | $2.19 | $2.14 | $2.01 | $1.20 | $1.38 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $2.97B | $2.65B | $2.58B | $2.44B | $2.03B | $1.96B | $1.72B | $1.58B | $1.46B | $1.19B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $2.62B | $2.36B | $2.32B | $2.21B | $1.83B | $1.79B | $1.56B | $1.44B | $1.34B | $1.08B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $345.63M | $295.58M | $261.43M | $239.23M | $205.73M | $173.91M | $160.71M | $138.49M | $118.10M | $106.29M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $1.52M | $1.52M | $1.52M | $1.50M | $1.50M | $1.50M | $1.50M | $1.52M | $1.52M | $1.52M |
| Long-term debt | Unavailable | $230.81M | $366.75M | $393.31M | $50.31M | $210.31M | $293.31M | $220.31M | $285.31M | $131.31M |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $44.91M | $47.99M | $46.91M | $42.67M | $32.53M | $22.32M | $33.20M | $38.59M | $14.45M | $8.79M |
| Capital expenditures | $564.00K | $693.00K | $955.00K | $1.48M | $1.25M | $559.00K | $709.00K | $1.51M | $1.51M | $9.60M |
| Investing cash flow | -$256.84M | -$92.81M | -$57.85M | -$541.28M | -$40.52M | -$175.36M | -$133.12M | -$140.65M | -$219.63M | -$81.83M |
| Financing cash flow | $248.01M | $30.49M | $90.92M | $368.59M | $33.49M | $214.33M | $112.41M | $97.32M | $249.54M | $90.78M |
| Net change in cash | $36.08M | -$14.34M | $79.98M | -$130.02M | $25.51M | $61.30M | $12.50M | -$4.74M | $44.36M | $17.74M |
| Stock-based compensation | $2.09M | $1.82M | $1.75M | $1.68M | $1.62M | $1.41M | $1.27M | $1.05M | $746.00K | $545.00K |
| Common dividends paid | $5.61M | $5.02M | $4.72M | $4.37M | $3.62M | $3.30M | $3.26M | $2.80M | $2.38M | $1.52M |
| Common share repurchases | $5.04M | $6.21M | $15.69M | $42.00K | $4.19M | $7.44M | Unavailable | Unavailable | Unavailable | Unavailable |
| Depreciation & amortization | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $44.34M | $47.29M | $45.95M | $41.19M | $31.28M | $21.76M | $32.50M | $37.08M | $12.94M | -$807.00K |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 23.3% | 23.8% | 25.1% | 25.2% | 25.0% | 24.0% | 22.0% | 19.7% | 42.5% | 35.5% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open UNTY in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-06View SEC filing
10-Q · Filed 2026-05-07View SEC filing
10-K · Filed 2026-03-04View SEC filing
10-Q · Filed 2025-11-06View SEC filing
10-Q · Filed 2025-08-06View SEC filing
10-Q · Filed 2025-05-07View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.