Revenue
Unavailable
Fiscal year ended 2025-12-31Net income
$61.14M
Fiscal year ended 2025-12-31Total assets
$6.44B
Fiscal year ended 2025-12-31TRUSTCO BANK CORP N Y (TRST) reported net income of $61.14M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from TRUSTCO BANK CORP N Y’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $61.14M | $48.83M | $58.65M | $75.23M | $61.52M | $52.45M | $57.84M | $61.44M | $43.14M | $42.60M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 18.79M | shares 19.04M | shares 19.02M | shares 19.13M | shares 19.26M | shares 19.30M | shares 19.39M | shares 96.65M | shares 96.22M | shares 95.65M |
| Pretax income | $80.81M | $64.05M | $77.61M | $99.42M | $82.13M | $69.45M | $76.51M | $79.65M | $76.75M | $68.29M |
| Income tax expense | $19.68M | $15.21M | $18.97M | $24.18M | $20.61M | $16.99M | $18.67M | $18.21M | $33.60M | $25.69M |
| Diluted EPS | $3.25 | $2.57 | $3.08 | $3.93 | $3.19 | $2.72 | $2.98 | $0.64 | $0.45 | $0.44 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $730.43M | $641.81M | $578.00M | $650.60M | $1.22B | $1.11B | $456.85M | $503.71M | $612.74M | $707.27M |
| Total assets | $6.44B | $6.24B | $6.17B | $6.00B | $6.20B | $5.90B | $5.22B | $4.96B | $4.91B | $4.87B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $5.75B | $5.56B | $5.52B | $5.40B | $5.60B | $5.33B | $4.68B | $4.47B | $4.45B | $4.44B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $686.59M | $676.34M | $645.28M | $599.99M | $601.13M | $568.16M | $538.26M | $489.87M | $458.31M | $432.69M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $57.60M | $59.44M | $64.13M | $78.63M | $55.36M | $62.16M | $63.80M | $67.64M | $61.69M | $54.89M |
| Capital expenditures | $11.86M | $4.88M | $5.67M | $3.78M | $2.84M | $3.83M | $3.89M | $3.65M | $3.61M | $2.06M |
| Investing cash flow | -$104.67M | -$3.75M | -$233.59M | -$416.63M | -$175.26M | -$35.35M | -$248.76M | -$173.82M | -$144.88M | -$157.79M |
| Financing cash flow | $135.68M | $8.12M | $96.87M | -$230.87M | $232.26M | $623.44M | $138.10M | -$2.85M | -$11.34M | $92.02M |
| Net change in cash | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | -$109.03M | -$94.53M | -$10.88M |
| Stock-based compensation | $1.27M | $720.00K | $103.00K | $0 | $0 | $15.00K | $5.00K | $173.00K | $150.00K | $224.00K |
| Common dividends paid | $27.62M | $27.41M | $27.39M | $26.99M | $26.28M | $26.33M | $26.38M | $25.57M | $25.20M | $25.06M |
| Common share repurchases | $38.13M | $374.00K | $0 | $7.00M | $2.39M | $3.49M | $35.00K | $718.00K | $4.61M | $701.00K |
| Depreciation & amortization | $4.82M | $4.54M | $4.11M | $4.10M | $4.22M | $4.04M | $3.95M | $4.11M | $3.82M | $4.04M |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $45.74M | $54.56M | $58.46M | $74.84M | $52.52M | $58.33M | $59.90M | $63.99M | $58.08M | $52.84M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 24.3% | 23.8% | 24.4% | 24.3% | 25.1% | 24.5% | 24.4% | 22.9% | 43.8% | 37.6% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open TRST in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-10View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-03-16View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-09View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.