SequelSEC

STEWART INFORMATION SERVICES CORP STC

Title Insurance · CIK 0000094344 · Fiscal year ends 1231 · Insurer

Revenue
$2.92B
Fiscal year ended 2025-12-31
Net income
$115.54M
Fiscal year ended 2025-12-31
Total assets
$3.25B
Fiscal year ended 2025-12-31

STEWART INFORMATION SERVICES CORP (STC) reported revenue of $2.92B and net income of $115.54M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from STEWART INFORMATION SERVICES CORP’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Title Insurance.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

STEWART INFORMATION SERVICES CORP income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Revenue$2.92B$2.49B$2.26B$3.07B$3.31B$2.29B$1.94B$1.91B$1.96B$2.01B
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$115.54M$73.31M$30.44M$162.30M$323.22M$154.90M$78.62M$47.52M$48.66M$55.48M
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 28.56Mshares 28.13Mshares 27.52Mshares 27.35Mshares 27.17Mshares 24.91Mshares 23.75Mshares 23.68Mshares 23.60Mshares 23.47M
Pretax income$165.57M$114.31M$60.86M$232.65M$433.97M$218.50M$116.97M$72.53M$75.07M$88.03M
Income tax expense$35.41M$26.16M$15.26M$50.86M$93.99M$48.83M$26.70M$13.51M$14.92M$19.60M
Diluted EPS$4.05$2.61$1.11$5.94$11.90$6.22$3.31$2.01$2.06$1.85
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

STEWART INFORMATION SERVICES CORP balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Cash & equivalents$321.78M$216.30M$233.36M$248.37M$485.92M$432.68M$330.61M$192.07M$150.08M$185.77M
Total assets$3.25B$2.73B$2.70B$2.74B$2.81B$1.98B$1.59B$1.37B$1.41B$1.34B
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$1.60B$1.32B$1.32B$1.37B$1.52B$966.17M$839.03M$693.09M$727.08M$692.88M
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$1.65B$1.41B$1.38B$1.37B$1.29B$1.01B$753.76M$679.84M$678.81M$648.85M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Goodwill$1.27B$1.08B$1.07B$1.07B$924.84M$431.48M$248.89M$248.89M$231.43M$217.09M
Long-term debtUnavailable$445.84M$445.29M$447.01M$483.49M$101.77M$110.63M$108.04M$109.31MUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

STEWART INFORMATION SERVICES CORP cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Operating cash flow$205.69M$135.61M$83.04M$191.86M$390.29M$275.81M$166.36M$84.18M$108.07M$122.96M
Capital expendituresUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Investing cash flow-$368.58M-$87.26M-$29.97M-$300.66M-$645.28M-$231.37M$7.04M$9.38M-$103.04M-$56.77M
Financing cash flow$265.21M-$60.96M-$69.10M-$123.22M$310.37M$54.30M-$37.76M-$47.76M-$43.60M-$59.34M
Net change in cash$105.48M-$17.07M-$15.00M-$237.55M$53.24M$102.07M$138.54M$41.99M-$35.69M$6.70M
Stock-based compensation$17.10M$13.56M$10.92M$12.28M$11.97M$5.75M$2.10M$4.81M$5.30M$2.98M
Common dividends paid$58.48M$53.92M$50.52M$44.67M$36.64M$30.23M$28.34M$28.26M$28.14M$27.84M
Common share repurchases$3.89M$3.84M$1.78M$3.26M$2.25M$1.05M$532.00K$1.18M$727.00K$1.05M
Depreciation & amortization$61.07M$61.61M$62.45M$57.18M$36.39M$19.22M$22.53M$24.93M$25.88M$30.04M

Derived

STEWART INFORMATION SERVICES CORP derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-312019-12-312018-12-312017-12-312016-12-31
Free cash flowUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
SBC / revenue0.6%0.5%0.5%0.4%0.4%0.3%0.1%0.3%0.3%0.1%
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growth17.3%10.3%-26.5%-7.2%44.5%18.0%1.7%-2.5%-2.5%Unavailable
Net margin4.0%2.9%1.3%5.3%9.8%6.8%4.1%2.5%2.5%2.8%
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate21.4%22.9%25.1%21.9%21.7%22.3%22.8%18.6%19.9%22.3%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open STC in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-04View SEC filing
10-Q · Filed 2026-05-06View SEC filing
10-K · Filed 2026-02-27View SEC filing
10-Q · Filed 2025-11-06View SEC filing
10-Q · Filed 2025-08-05View SEC filing
10-Q · Filed 2025-05-07View SEC filing

Companies in the same industry

Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.