Revenue
$101.27M
Fiscal year ended 2026-06-30Net income
$32.87M
Fiscal year ended 2026-06-30Total assets
$7.06B
Fiscal year ended 2026-06-30REPUBLIC BANCORP INC /KY/ (RBCAA) reported revenue of $101.27M and net income of $32.87M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from REPUBLIC BANCORP INC /KY/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $101.27M | $120.41M | $94.27M | $93.54M | $93.85M | $135.84M | $89.51M | $88.12M | $86.88M | $120.29M |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $32.87M | $42.57M | $22.82M | $29.74M | $31.48M | $47.27M | $19.02M | $26.54M | $25.21M | $30.61M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 19.86M | shares 19.83M | Unavailable | shares 19.79M | shares 19.78M | shares 19.80M | Unavailable | shares 19.74M | shares 19.71M | shares 19.69M |
| Pretax income | $42.55M | $55.38M | $27.60M | $37.76M | $40.39M | $59.96M | $23.05M | $33.85M | $32.10M | $38.70M |
| Income tax expense | $9.68M | $12.82M | $4.77M | $8.02M | $8.91M | $12.69M | $4.03M | $7.31M | $6.90M | $8.09M |
| Diluted EPS | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $354.09M | $599.10M | $219.97M | $484.24M | $484.81M | $793.02M | $432.15M | $530.86M | $400.06M | $546.36M |
| Total assets | $7.06B | $7.25B | $7.04B | $7.01B | $6.97B | $7.08B | $6.85B | $6.69B | $6.62B | $6.88B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $5.91B | $6.12B | $5.94B | $5.93B | $5.91B | $6.04B | $5.85B | $5.71B | $5.66B | $5.94B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $1.16B | $1.13B | $1.10B | $1.08B | $1.06B | $1.03B | $992.03M | $979.70M | $955.42M | $935.58M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $40.52M | $40.52M | $40.52M | $40.52M | $40.52M | $40.52M | $40.52M | $40.52M | $40.52M | $40.52M |
| Long-term debt | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $1.08M | $73.01M | $33.29M | $37.37M | $8.45M | $89.10M | $22.53M | $51.26M | $3.98M | $71.22M |
| Capital expenditures | $1.20M | $4.92M | -$276.00K | $2.47M | $3.28M | $1.63M | $935.00K | $1.50M | $1.29M | $2.09M |
| Investing cash flow | -$56.94M | $155.74M | -$298.67M | -$57.97M | -$201.79M | $122.30M | -$271.46M | $47.58M | $120.60M | -$77.74M |
| Financing cash flow | -$189.15M | $150.38M | $1.11M | $20.03M | -$114.87M | $149.47M | $150.22M | $31.96M | -$270.89M | $236.32M |
| Net change in cash | -$245.01M | $379.13M | -$264.27M | -$570.00K | -$308.21M | $360.87M | -$98.71M | $130.81M | -$146.30M | $229.80M |
| Stock-based compensation | $903.00K | $507.00K | $595.00K | $446.00K | $885.00K | $190.00K | $597.00K | $327.00K | $227.00K | $160.00K |
| Common dividends paid | $9.57M | $8.69M | $8.69M | $8.68M | $8.68M | $7.80M | $7.80M | $7.79M | $7.78M | $7.13M |
| Common share repurchases | Unavailable | Unavailable | $0 | $0 | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Depreciation & amortization | $2.12M | $1.74M | $1.61M | $1.53M | $1.60M | $1.94M | $1.63M | $1.71M | $1.62M | $1.94M |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | -$120.00K | $68.09M | Unavailable | $34.90M | $5.17M | $87.47M | $21.59M | $49.77M | $2.69M | $69.13M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | -0.1% | 56.5% | Unavailable | 37.3% | 5.5% | 64.4% | 24.1% | 56.5% | 3.1% | 57.5% |
| SBC / revenue | 0.9% | 0.4% | 0.6% | 0.5% | 0.9% | 0.1% | 0.7% | 0.4% | 0.3% | 0.1% |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 7.9% | -11.4% | 5.3% | 6.2% | 8.0% | 12.9% | 9.7% | 11.3% | 3.2% | 4.3% |
| Net margin | 32.5% | 35.4% | 24.2% | 31.8% | 33.5% | 34.8% | 21.2% | 30.1% | 29.0% | 25.4% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | 1.2% | 4.1% | -0.3% | 2.6% | 3.5% | 1.2% | 1.0% | 1.7% | 1.5% | 1.7% |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 22.8% | 23.1% | 17.3% | 21.2% | 22.1% | 21.2% | 17.5% | 21.6% | 21.5% | 20.9% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open RBCAA in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-07View SEC filing
10-K · Filed 2026-03-06View SEC filing
10-Q · Filed 2025-11-06View SEC filing
10-Q · Filed 2025-08-07View SEC filing
10-Q · Filed 2025-05-08View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.