SequelSEC

Orange County Bancorp, Inc. /DE/ OBT

State Commercial Banks · CIK 0001754226 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
Unavailable
Fiscal year ended 2025-12-31
Net income
$41.61M
Fiscal year ended 2025-12-31
Total assets
$2.66B
Fiscal year ended 2025-12-31

Orange County Bancorp, Inc. /DE/ (OBT) reported net income of $41.61M for the fiscal year ended 2025-12-31. This page shows 6 annual periods of income statement, balance sheet and cash flow figures normalized from Orange County Bancorp, Inc. /DE/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

Orange County Bancorp, Inc. /DE/ income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
RevenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$41.61M$27.88M$29.48M$24.36M$21.29M$11.68M
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 12.51Mshares 11.30Mshares 11.26Mshares 5.62Mshares 4.97Mshares 4.51M
Pretax income$51.56M$34.82M$37.15M$30.28M$26.68M$14.52M
Income tax expense$9.94M$6.94M$7.67M$5.91M$5.39M$2.84M
Diluted EPS$3.33$2.47$2.62$4.33$4.28$2.59
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

Orange County Bancorp, Inc. /DE/ balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Cash & equivalentsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total assets$2.66B$2.51B$2.49B$2.29B$2.14B$1.66B
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$2.38B$2.32B$2.32B$2.15B$1.96B$1.53B
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$284.36M$185.53M$165.38M$138.14M$182.84M$135.42M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Goodwill$5.36M$5.36M$5.36M$5.36M$5.36M$5.36M
Long-term debtUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

Orange County Bancorp, Inc. /DE/ cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Operating cash flow$43.85M$34.60M$44.50M$30.48M$20.32M$11.34M
Capital expenditures$2.52M$1.73M$3.54M$1.54M$1.96M$692.00K
Investing cash flow-$74.15M-$29.42M-$144.92M-$434.11M-$291.31M-$330.96M
Financing cash flow$84.20M-$2.23M$161.72M$183.53M$455.93M$415.74M
Net change in cash$53.90M$2.95M$61.30M-$220.10M$184.95M$96.12M
Stock-based compensationUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Common dividends paid$7.10M$5.32M$5.19M$4.67M$4.03M$3.58M
Common share repurchasesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Depreciation & amortizationUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Derived

Orange County Bancorp, Inc. /DE/ derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Free cash flow$41.33M$32.87M$40.96M$28.94M$18.36M$10.65M
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growthUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate19.3%19.9%20.6%19.5%20.2%19.6%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open OBT in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-10View SEC filing
10-Q · Filed 2026-05-11View SEC filing
10-K · Filed 2026-03-16View SEC filing
10-Q · Filed 2025-11-10View SEC filing
10-Q · Filed 2025-08-11View SEC filing
10-Q · Filed 2025-05-12View SEC filing

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Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.