M&T BANK CORP (MTB) reported revenue of $442.00M and net income of $818.00M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from M&T BANK CORP’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $442.00M | $418.00M | $420.00M | $423.00M | $417.00M | $397.00M | $392.00M | $394.00M | $388.00M | $367.00M |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $818.00M | $664.00M | $759.00M | $792.00M | $716.00M | $584.00M | $681.00M | $721.00M | $655.00M | $531.00M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 146.76M | shares 150.11M | Unavailable | shares 156.55M | shares 160.00M | shares 165.05M | Unavailable | shares 167.57M | shares 167.66M | shares 167.08M |
| Pretax income | $1.06B | $863.00M | $971.00M | $1.02B | $935.00M | $761.00M | $882.00M | $909.00M | $855.00M | $664.00M |
| Income tax expense | $245.00M | $199.00M | $212.00M | $233.00M | $219.00M | $177.00M | $201.00M | $188.00M | $200.00M | $133.00M |
| Diluted EPS | $5.32 | $4.13 | Unavailable | $4.82 | $4.24 | $3.32 | Unavailable | $4.02 | $3.73 | $3.02 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $219.26B | $214.74B | $213.51B | $211.28B | $211.58B | $210.32B | $208.10B | $211.78B | $208.86B | $215.14B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $191.32B | $186.76B | $184.33B | $182.55B | $183.06B | $181.33B | $179.08B | $182.91B | $180.43B | $187.97B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $27.95B | $27.97B | $29.18B | $28.73B | $28.52B | $28.99B | $29.03B | $28.88B | $28.42B | $27.17B |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $8.46B | $8.46B | $8.46B | $8.46B | $8.46B | $8.46B | $8.46B | $8.46B | $8.46B | $8.46B |
| Long-term debt | $13.57B | $11.18B | $10.91B | $12.93B | $12.38B | $10.50B | $12.60B | $11.58B | $11.32B | $11.45B |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $1.27B | $1.01B | $523.00M | $1.00B | $844.00M | $635.00M | $1.68B | -$28.00M | $1.35B | $608.00M |
| Capital expenditures | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Investing cash flow | -$3.83B | -$4.32B | -$3.83B | -$423.00M | -$2.21B | -$349.00M | -$6.90B | -$1.39B | $5.62B | -$7.08B |
| Financing cash flow | $3.65B | $891.00M | $1.26B | -$1.18B | $28.00M | $1.70B | -$4.28B | $1.85B | -$6.90B | $6.44B |
| Net change in cash | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Stock-based compensation | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Common dividends paid | $218.00M | $227.00M | $228.00M | $233.00M | $213.00M | $225.00M | $224.00M | $225.00M | $225.00M | $221.00M |
| Common share repurchases | $460.00M | $1.24B | $502.00M | $404.00M | $1.07B | $656.00M | $198.00M | $198.00M | $0 | $0 |
| Depreciation & amortization | $77.00M | $79.00M | $80.00M | $79.00M | $81.00M | $83.00M | $81.00M | $76.00M | $79.00M | $80.00M |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 6.0% | 5.3% | 7.1% | 7.4% | 7.5% | 8.2% | 7.4% | 9.4% | 3.2% | Unavailable |
| Net margin | 185.1% | 158.9% | 180.7% | 187.2% | 171.7% | 147.1% | 173.7% | 183.0% | 168.8% | 144.7% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | 0.49x | Unavailable | 0.37x | 0.45x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 23.0% | 23.1% | 21.8% | 22.7% | 23.4% | 23.3% | 22.8% | 20.7% | 23.4% | 20.0% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open MTB in the interactive workspace to inspect any figure back to its filing.
Source filings
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.