SequelSEC

FIVE STAR BANCORP FSBC

State Commercial Banks · CIK 0001275168 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
Unavailable
Fiscal year ended 2025-12-31
Net income
$61.61M
Fiscal year ended 2025-12-31
Total assets
$4.75B
Fiscal year ended 2025-12-31

FIVE STAR BANCORP (FSBC) reported net income of $61.61M for the fiscal year ended 2025-12-31. This page shows 6 annual periods of income statement, balance sheet and cash flow figures normalized from FIVE STAR BANCORP’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

FIVE STAR BANCORP income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
RevenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$61.61M$45.67M$47.73M$44.80M$42.44M$35.93M
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 21.27Mshares 20.21Mshares 17.19Mshares 17.17Mshares 15.00Mshares 10.06M
Pretax income$83.73M$64.72M$66.62M$62.86M$47.15M$37.26M
Income tax expense$22.13M$19.05M$18.88M$18.06M$4.71M$1.33M
Diluted EPS$2.90$2.26$2.78$2.61$2.83$3.57
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

FIVE STAR BANCORP balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Cash & equivalentsUnavailableUnavailableUnavailableUnavailable$425.33M$290.49M
Total assets$4.75B$4.05B$3.59B$3.23B$2.56B$1.95B
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$4.31B$3.66B$3.31B$2.97B$2.32B$1.82B
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$445.83M$396.62M$285.77M$252.82M$235.05M$133.78M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
GoodwillUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debtUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

FIVE STAR BANCORP cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Operating cash flow$72.61M$51.79M$38.91M$45.98M$28.66M$51.48M
Capital expenditures$1.20M$628.00K$653.00K$481.00K$717.00K$833.00K
Investing cash flow-$544.11M-$446.74M-$279.28M-$836.92M-$455.01M-$372.63M
Financing cash flow$626.00M$425.72M$301.95M$625.61M$561.19M$434.28M
Net change in cash$154.51M$30.77M$61.58M-$165.34M$134.84M$113.13M
Stock-based compensation$1.46M$1.16M$962.00K$1.10M$1.44M$316.00K
Common dividends paid$17.08M$16.24M$12.94M$15.30M$51.94MUnavailable
Common share repurchasesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Depreciation & amortization$2.25M$1.88M$1.61M$1.64M$607.00K$461.00K

Derived

FIVE STAR BANCORP derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-312021-12-312020-12-31
Free cash flow$71.42M$51.16M$38.26M$45.49M$27.94M$50.64M
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growthUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate26.4%29.4%28.3%28.7%10.0%3.6%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FSBC in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-06View SEC filing
10-Q · Filed 2026-05-07View SEC filing
10-K · Filed 2026-02-27View SEC filing
10-Q · Filed 2025-11-06View SEC filing
10-Q · Filed 2025-08-07View SEC filing
10-Q · Filed 2025-05-08View SEC filing

Companies in the same industry

ABCB ACNB ALLY AMAL ASB AUB AUBN AVBH BAFN BANR BCML BFST

Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.