SequelSEC

FRANKLIN FINANCIAL SERVICES CORP /PA/ FRAF

State Commercial Banks · CIK 0000723646 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
Unavailable
Fiscal year ended 2026-06-30
Net income
$6.61M
Fiscal year ended 2026-06-30
Total assets
$2.34B
Fiscal year ended 2026-06-30

FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) reported net income of $6.61M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from FRANKLIN FINANCIAL SERVICES CORP /PA/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

FRANKLIN FINANCIAL SERVICES CORP /PA/ income by fiscal year, in US dollars, normalized from SEC filings.
Metric2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-31
RevenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net income$6.61M$6.64M$6.04M$5.35M$5.91M$3.92M$487.00K$4.22M$3.03M$3.36M
Research & developmentUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 4.50Mshares 4.49MUnavailableshares 4.50Mshares 4.47Mshares 4.45MUnavailableshares 4.42Mshares 4.56Mshares 4.39M
Pretax income$8.25M$8.31M$7.48M$6.66M$7.32M$4.81M$549.00K$5.10M$3.68M$4.00M
Income tax expense$1.64M$1.67M$1.44M$1.30M$1.41M$890.00K$62.00K$885.00K$646.00K$644.00K
Diluted EPS$1.47$1.48Unavailable$1.19$1.32$0.88Unavailable$0.95$0.66$0.77
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Balance

FRANKLIN FINANCIAL SERVICES CORP /PA/ balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-31
Cash & equivalents$195.03M$210.78M$127.72M$188.14M$207.79M$224.96M$203.61M$236.32M$179.73M$182.57M
Total assets$2.34B$2.30B$2.24B$2.30B$2.29B$2.26B$2.20B$2.15B$2.04B$2.01B
Current assetsUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total liabilities$2.15B$2.12B$2.06B$2.13B$2.13B$2.11B$2.05B$2.00B$1.90B$1.88B
Current liabilitiesUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$183.84M$178.74M$175.24M$166.34M$157.36M$151.39M$144.72M$149.93M$136.81M$134.24M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Goodwill$9.02M$9.02M$9.02M$9.02M$9.02M$9.02M$9.02M$9.02M$9.02M$9.02M
Long-term debtUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable

Cash flow

FRANKLIN FINANCIAL SERVICES CORP /PA/ cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-31
Operating cash flow$6.69M$24.10M$3.18M$8.30M$5.14M$8.82M$4.22M$7.80M$2.43M$7.30M
Capital expendituresUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Investing cash flow-$55.78M$6.64M$5.06M-$26.86M-$46.91M-$38.32M-$87.84M-$46.98M-$31.44M-$18.11M
Financing cash flow$33.34M$52.32M-$68.67M-$1.09M$24.61M$50.84M$50.91M$95.77M$26.17M$170.24M
Net change in cashUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Stock-based compensation$218.00K$156.00K$186.00K$158.00K$281.00K$194.00K$169.00K$169.00K$166.00K$130.00K
Common dividends paid$1.53M$1.48M$1.48M$1.48M$1.47M$1.42M$1.41M$1.41M$1.41M$1.40M
Common share repurchases$350.00K$405.00K$366.00K$300.00K$296.00K$142.00K$231.00K$156.00K$401.00K$39.00K
Depreciation & amortization$516.00K$513.00K$538.00K$537.00K$534.00K$537.00K$523.00K$527.00K$502.00K$538.00K

Derived

FRANKLIN FINANCIAL SERVICES CORP /PA/ derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2026-06-302026-03-312025-12-312025-09-302025-06-302025-03-312024-12-312024-09-302024-06-302024-03-31
Free cash flowUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Gross marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Revenue YoY growthUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Long-term debt / equityUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailableUnavailable
Effective tax rate19.8%20.1%19.2%19.6%19.3%18.5%11.3%17.3%17.6%16.1%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FRAF in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-10View SEC filing
10-Q · Filed 2026-05-11View SEC filing
10-K · Filed 2026-03-13View SEC filing
10-Q · Filed 2025-11-10View SEC filing
10-Q · Filed 2025-08-14View SEC filing
10-Q · Filed 2025-05-15View SEC filing

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Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.