FARMERS NATIONAL BANC CORP /OH/ (FMNB) reported revenue of $279.92M and net income of $54.59M for the fiscal year ended 2025-12-31. This page shows 4 annual periods of income statement, balance sheet and cash flow figures normalized from FARMERS NATIONAL BANC CORP /OH/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | $279.92M | $269.45M | $255.20M | $186.29M |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $54.59M | $45.95M | $49.93M | $60.60M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 37.63M | shares 37.51M | shares 37.50M | shares 33.93M |
| Pretax income | $65.05M | $55.43M | $58.70M | $72.84M |
| Income tax expense | $10.46M | $9.48M | $8.77M | $12.24M |
| Diluted EPS | $1.45 | $1.22 | $1.33 | $1.79 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $5.25B | $5.12B | $5.08B | $4.08B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $4.76B | $4.71B | $4.67B | $3.79B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $485.72M | $406.03M | $404.42M | $292.30M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $167.45M | $167.45M | $167.45M | $94.64M |
| Long-term debt | $86.73M | $86.15M | $88.66M | $88.21M |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Operating cash flow | $60.04M | $66.62M | $62.93M | $81.50M |
| Capital expenditures | $7.86M | $11.69M | $3.88M | $2.56M |
| Investing cash flow | -$78.85M | -$95.12M | $77.94M | -$205.51M |
| Financing cash flow | $25.42M | $10.59M | -$112.76M | $86.77M |
| Net change in cash | $6.62M | -$17.92M | $28.11M | -$37.24M |
| Stock-based compensation | $2.50M | $2.64M | $2.61M | $1.82M |
| Common dividends paid | $25.47M | $25.39M | $25.40M | $22.00M |
| Common share repurchases | $0 | $0 | $11.54M | $0 |
| Depreciation & amortization | $6.78M | $6.40M | $7.33M | $4.90M |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free cash flow | $52.18M | $54.92M | $59.05M | $78.94M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | 18.6% | 20.4% | 23.1% | 42.4% |
| SBC / revenue | 0.9% | 1.0% | 1.0% | 1.0% |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 3.9% | 5.6% | 37.0% | Unavailable |
| Net margin | 19.5% | 17.1% | 19.6% | 32.5% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | 2.8% | 4.3% | 1.5% | 1.4% |
| Long-term debt / equity | 0.18x | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 16.1% | 17.1% | 14.9% | 16.8% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FMNB in the interactive workspace to inspect any figure back to its filing.
Source filings
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.