Revenue
$2.43B
Fiscal year ended 2026-06-30Net income
$672.00M
Fiscal year ended 2026-06-30Total assets
$236.84B
Fiscal year ended 2026-06-30FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA) reported revenue of $2.43B and net income of $672.00M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from FIRST CITIZENS BANCSHARES INC /DE/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.43B | $2.31B | $2.44B | $2.43B | $2.37B | $2.30B | $2.41B | $2.45B | $2.46B | $2.44B |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $672.00M | $534.00M | $580.00M | $568.00M | $575.00M | $483.00M | $700.00M | $639.00M | $707.00M | $731.00M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 11.54M | shares 11.92M | Unavailable | shares 12.85M | shares 13.24M | shares 13.58M | Unavailable | shares 14.38M | shares 14.53M | shares 14.54M |
| Pretax income | $891.00M | $705.00M | $811.00M | $751.00M | $758.00M | $651.00M | $736.00M | $873.00M | $979.00M | $1.00B |
| Income tax expense | $219.00M | $171.00M | $231.00M | $183.00M | $183.00M | $168.00M | $36.00M | $234.00M | $272.00M | $273.00M |
| Diluted EPS | $55.52 | $42.63 | Unavailable | $43.08 | $42.36 | $34.47 | Unavailable | $43.42 | $47.54 | $49.26 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $236.84B | $235.96B | $229.70B | $233.49B | $229.65B | $228.82B | $223.72B | $220.57B | $219.83B | $217.84B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $214.94B | $213.91B | $207.46B | $211.50B | $207.36B | $206.53B | $201.49B | $197.74B | $197.34B | $195.99B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $21.90B | $22.05B | $22.24B | $21.99B | $22.30B | $22.30B | $22.23B | $22.83B | $22.49B | $21.85B |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M |
| Long-term debt | $32.04B | $33.79B | $35.78B | $38.25B | $37.64B | $37.96B | $36.68B | $36.77B | $37.07B | $37.14B |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $1.04B | $172.00M | $1.05B | $916.00M | $859.00M | $98.00M | $1.12B | $991.00M | $417.00M | $461.00M |
| Capital expenditures | $102.00M | $141.00M | $243.00M | $238.00M | $126.00M | $103.00M | $128.00M | $106.00M | $101.00M | $94.00M |
| Investing cash flow | -$752.00M | -$6.54B | $3.63B | -$3.80B | -$562.00M | -$4.88B | -$3.74B | -$301.00M | -$1.82B | -$4.29B |
| Financing cash flow | $148.00M | $6.64B | -$4.75B | $2.87B | -$220.00M | $4.78B | $2.58B | -$592.00M | $1.47B | $3.62B |
| Net change in cash | $439.00M | $279.00M | -$73.00M | -$15.00M | $77.00M | -$2.00M | -$48.00M | $98.00M | $66.00M | -$210.00M |
| Stock-based compensation | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | $0 | $0 | $0 | $0 |
| Common dividends paid | $55.00M | $51.00M | $40.00M | $39.00M | $40.00M | $42.00M | $42.00M | $38.00M | $39.00M | $39.00M |
| Common share repurchases | $606.00M | $899.00M | $900.00M | $896.00M | $613.00M | $618.00M | $948.00M | $700.00M | $0 | $0 |
| Depreciation & amortization | $156.00M | $180.00M | $121.00M | $91.00M | $100.00M | $93.00M | $94.00M | $42.00M | $6.00M | -$12.00M |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $941.00M | $31.00M | $807.00M | $678.00M | $733.00M | -$5.00M | $991.00M | $885.00M | $316.00M | $367.00M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | 38.7% | 1.3% | 33.1% | 27.9% | 30.9% | -0.2% | 41.2% | 36.2% | 12.8% | 15.0% |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | 0.0% | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 2.5% | 0.7% | 1.2% | -0.5% | -3.5% | -6.0% | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | 27.6% | 23.1% | 23.8% | 23.3% | 24.2% | 21.0% | 29.1% | 26.1% | 28.7% | 29.9% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | 4.2% | 6.1% | 10.0% | 9.8% | 5.3% | 4.5% | 5.3% | 4.3% | 4.1% | 3.8% |
| Long-term debt / equity | 1.46x | Unavailable | 1.61x | 1.74x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 24.6% | 24.3% | 28.5% | 24.4% | 24.1% | 25.8% | 4.9% | 26.8% | 27.8% | 27.2% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FCNCA in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-02-24View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-09View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.