Valuation, from the filing
| Public float | $178.81M | Market value of stock held by non-affiliates, as stated on the cover page for 2025-06-30 |
|---|---|---|
| Float per share | $19.05 | Float divided by shares outstanding in the same filing. A floor under the share price on that date, not the price itself. |
| Float / net income | 9.3× | A lower bound on the multiple, because affiliate holdings are excluded. |
| Float / revenue | 193.9× | A lower bound on the multiple, because affiliate holdings are excluded. |
| Float / equity | 1.1× | A lower bound on the multiple, because affiliate holdings are excluded. |
Every figure here is drawn from the 10-K cover page and the statements behind it, so each one traces to a filing. Public float counts only stock held by non-affiliates, which makes these floors rather than estimates: a high multiple is conclusive, a low one may mean cheap or may mean closely held. The float was measured on 2025-06-30, not today, and each multiple below it uses the figures for the fiscal year ending 2025-12-31 — the year that filing covered.
Valuation over time
9.3× earnings today, against a median of 10.7× across 10 years on record. Below its own history.
| Float measured | Public float | Float / net income | |
|---|---|---|---|
| 2025-06-30 | $178.81M | 9.3× | |
| 2024-06-28 | $126.16M | 9.0× | |
| 2023-06-30 | $126.57M | 10.7× | |
| 2022-06-30 | $139.33M | 9.5× | |
| 2021-06-30 | $146.38M | 9.5× | |
| 2020-06-30 | $108.91M | 10.8× | |
| 2019-06-28 | $131.89M | 12.0× | |
| 2018-06-30 | $178.25M | 15.9× | |
| 2017-06-30 | $129.60M | 22.3× | |
| 2016-06-30 | $87.34M | 13.1× |
Each float is paired with the fiscal year the filing that stated it covers. Only years where the company reported positive net income appear, because a multiple against a loss is not a multiple.
How this compares in its industry
Percentile among the State Commercial Banks filers on this site, highest value first. A high percentile means a large figure, which is good for a margin and not for leverage — the ranking says where the company sits, not whether that is where it should be.
| Measure | Reported | Percentile | |
|---|---|---|---|
| Net margin | 2083.0% | 100th | |
| SBC / revenue | 126.2% | 100th | |
| FCF margin | 1906.6% | 98th | |
| CapEx / revenue | 120.4% | 95th | |
| Revenue YoY growth | -3.2% | 16th | |
| Effective tax rate | 22.7% | 66th |
FIRST COMMUNITY CORP /SC/ (FCCO) reported revenue of $913.00K and net income of $23.12M for the fiscal year ended 2026-06-30. This page shows 1 annual period of income statement, balance sheet and cash flow figures normalized from FIRST COMMUNITY CORP /SC/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 |
|---|---|
| Revenue | $913.00K |
| Cost of revenue | Unavailable |
| Gross profit | Unavailable |
| Operating income | Unavailable |
| Net income | $23.12M |
| Research & development | Unavailable |
| Weighted-average diluted shares | Unavailable |
| Pretax income | $28.67M |
| Income tax expense | $5.55M |
| Diluted EPS | Unavailable |
| Selling, general & administrative | Unavailable |
| General & administrative | Unavailable |
| Selling & marketing | Unavailable |
Balance
| Metric | 2026-06-30 |
|---|---|
| Cash & equivalents | Unavailable |
| Total assets | $2.37B |
| Current assets | Unavailable |
| Total liabilities | $2.14B |
| Current liabilities | Unavailable |
| Total equity incl. NCI | $227.98M |
| Temporary (mezzanine) equity | Unavailable |
| Inventory | Unavailable |
| Accounts receivable | Unavailable |
| Goodwill | $29.40M |
| Long-term debt | Unavailable |
| Accounts payable | Unavailable |
Cash flow
| Metric | 2026-06-30 |
|---|---|
| Operating cash flow | $7.60M |
| Capital expenditures | $1.02M |
| Investing cash flow | -$59.32M |
| Financing cash flow | $30.44M |
| Net change in cash | Unavailable |
| Stock-based compensation | $1.11M |
| Common dividends paid | $5.45M |
| Common share repurchases | Unavailable |
| Depreciation & amortization | Unavailable |
Derived
| Metric | 2026-06-30 |
|---|---|
| Free cash flow | $6.57M |
| Gross margin | Unavailable |
| Operating margin | Unavailable |
| FCF margin | 719.9% |
| SBC / revenue | 121.1% |
| Current ratio | Unavailable |
| Revenue YoY growth | 1.1% |
| Net margin | 2531.8% |
| R&D / revenue | Unavailable |
| CapEx / revenue | 112.2% |
| Long-term debt / equity | Unavailable |
| Effective tax rate | 19.4% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open FCCO in the interactive workspace to inspect any figure back to its filing.
Source filings
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.