SequelSEC

Customers Bancorp, Inc. CUBI

State Commercial Banks · CIK 0001488813 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
$40.19M
Fiscal year ended 2020-12-31
Net income
$132.58M
Fiscal year ended 2020-12-31
Total assets
$18.44B
Fiscal year ended 2020-12-31

Customers Bancorp, Inc. (CUBI) reported revenue of $40.19M and net income of $132.58M for the fiscal year ended 2020-12-31. This page shows 4 annual periods of income statement, balance sheet and cash flow figures normalized from Customers Bancorp, Inc.’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

Customers Bancorp, Inc. income by fiscal year, in US dollars, normalized from SEC filings.
Metric2020-12-312019-12-312018-12-312017-12-31
Revenue$40.19M$46.72M$43.24M$55.96M
Cost of revenueUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailable
Net income$132.58M$79.33M$71.70M$78.84M
Research & developmentUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesshares 31.73Mshares 31.65Mshares 32.23Mshares 32.60M
Pretax income$189.76M$107.78M$91.05M$123.88M
Income tax expense$46.72M$26.39M$19.36M$45.04M
Diluted EPS$3.74$2.05$1.78$1.97
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailable

Balance

Customers Bancorp, Inc. balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2020-12-312019-12-312018-12-312017-12-31
Cash & equivalents$693.35M$212.50M$62.14M$146.32M
Total assets$18.44B$11.52B$9.83B$9.84B
Current assetsUnavailableUnavailableUnavailableUnavailable
Total liabilities$17.32B$10.47B$8.88B$8.92B
Current liabilitiesUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$1.12B$1.05B$956.82M$920.96M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailable
GoodwillUnavailableUnavailableUnavailableUnavailable
Long-term debt$4.42B$350.00M$0Unavailable
Accounts payableUnavailableUnavailableUnavailableUnavailable

Cash flow

Customers Bancorp, Inc. cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2020-12-312019-12-312018-12-312017-12-31
Operating cash flow$133.02M$78.28M$97.47M$62.19M
Capital expenditures$4.67M$1.52M$1.78M$2.14M
Investing cash flow-$6.42B-$1.44B-$104.10M-$565.12M
Financing cash flow$6.77B$1.52B-$77.56M$384.55M
Net change in cash$480.85M$150.37M-$84.19M-$118.39M
Stock-based compensation$12.88M$9.85M$9.74M$7.17M
Common dividends paidUnavailableUnavailableUnavailableUnavailable
Common share repurchases$0$571.00K$12.98M$0
Depreciation & amortization$18.51M$13.61M$14.16M$10.80M

Derived

Customers Bancorp, Inc. derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2020-12-312019-12-312018-12-312017-12-31
Free cash flowUnavailableUnavailable$95.70M$60.06M
Gross marginUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailable221.3%107.3%
SBC / revenueUnavailableUnavailable22.5%12.8%
Current ratioUnavailableUnavailableUnavailableUnavailable
Revenue YoY growth-14.0%8.1%-22.7%Unavailable
Net marginUnavailableUnavailable165.8%140.9%
R&D / revenueUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailable4.1%3.8%
Long-term debt / equityUnavailableUnavailableUnavailableUnavailable
Effective tax rate24.6%24.5%21.3%36.4%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open CUBI in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-02-27View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-07View SEC filing
10-Q · Filed 2025-05-09View SEC filing

Companies in the same industry

ABCB ACNB ALLY AMAL ASB AUB AUBN AVBH BAFN BANR BCML BFST

Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.