Revenue
Unavailable
Fiscal year ended 2025-12-31Net income
$98.06M
Fiscal year ended 2025-12-31Total assets
$6.68B
Fiscal year ended 2025-12-31COMMUNITY TRUST BANCORP INC /KY/ (CTBI) reported net income of $98.06M for the fiscal year ended 2025-12-31. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from COMMUNITY TRUST BANCORP INC /KY/’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $98.06M | $82.81M | $78.00M | $81.81M | $87.94M | $59.50M | $64.54M | $59.23M | $51.49M | $47.35M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 18.04M | shares 17.98M | shares 17.90M | shares 17.85M | shares 17.80M | shares 17.76M | shares 17.74M | shares 17.70M | shares 17.65M | shares 17.57M |
| Pretax income | $127.09M | $106.69M | $98.57M | $101.04M | $110.64M | $70.26M | $71.99M | $70.54M | $68.51M | $66.46M |
| Income tax expense | $29.03M | $23.87M | $20.56M | $19.23M | $22.70M | $10.76M | $7.45M | $11.31M | $17.02M | $19.12M |
| Diluted EPS | $5.43 | $4.61 | $4.36 | $4.58 | $4.94 | $3.35 | $3.64 | $3.35 | $2.92 | $2.70 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $363.68M | $369.50M | $271.40M | $128.69M | $311.76M | $338.24M | $264.68M | $141.45M | $175.27M | $144.72M |
| Total assets | $6.68B | $6.19B | $5.77B | $5.38B | $5.42B | $5.14B | $4.37B | $4.20B | $4.14B | $3.93B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $5.83B | $5.44B | $5.07B | $4.75B | $4.72B | $4.48B | $3.75B | $3.64B | $3.61B | $3.43B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $856.07M | $757.58M | $702.21M | $628.05M | $698.20M | $654.86M | $614.89M | $564.15M | $530.70M | $500.62M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $65.49M | $65.49M | $65.49M | $65.49M | $65.49M | $65.49M | $65.49M | $65.49M | $65.49M | $65.49M |
| Long-term debt | $63.78M | $64.02M | $64.24M | $57.84M | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $104.99M | $105.33M | $85.85M | $99.68M | $115.70M | $62.38M | $83.46M | $65.49M | $62.35M | $61.42M |
| Capital expenditures | $7.60M | $8.08M | $6.32M | $6.22M | $2.37M | $1.48M | $2.57M | $2.83M | $2.40M | $3.50M |
| Investing cash flow | -$463.22M | -$335.67M | -$226.60M | -$280.01M | -$358.62M | -$693.53M | -$34.49M | -$100.59M | -$186.59M | -$86.11M |
| Financing cash flow | $352.41M | $328.45M | $283.46M | -$2.75M | $216.45M | $704.70M | $74.27M | $1.28M | $154.79M | -$18.21M |
| Net change in cash | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | -$33.82M | $30.56M | -$42.90M |
| Stock-based compensation | $1.77M | $1.35M | $1.58M | $1.37M | $850.00K | $944.00K | $859.00K | $710.00K | $636.00K | $458.00K |
| Common dividends paid | $35.98M | $33.41M | $32.19M | $29.94M | $27.92M | $27.14M | $26.24M | $24.40M | $22.98M | $22.19M |
| Common share repurchases | Unavailable | Unavailable | Unavailable | $0 | $0 | $1.10M | $0 | $0 | $0 | $382.00K |
| Depreciation & amortization | $4.00M | $3.70M | $3.60M | $3.30M | $3.20M | $3.50M | $3.80M | $3.80M | $3.90M | $3.70M |
Derived
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 | 2017-12-31 | 2016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | $97.39M | $97.25M | $79.53M | $93.47M | $113.32M | $60.90M | $80.89M | $62.66M | $59.95M | $57.93M |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 22.8% | 22.4% | 20.9% | 19.0% | 20.5% | 15.3% | 10.4% | 16.0% | 24.8% | 28.8% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open CTBI in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-02-27View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-09View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.