Revenue
$2.28B
Fiscal year ended 2026-06-30Net income
$587.00M
Fiscal year ended 2026-06-30Total assets
$233.84B
Fiscal year ended 2026-06-30CITIZENS FINANCIAL GROUP INC/RI (CFG) reported revenue of $2.28B and net income of $587.00M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from CITIZENS FINANCIAL GROUP INC/RI’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.28B | $2.17B | $433.00M | $2.12B | $2.04B | $1.94B | $397.00M | $1.90B | $1.96B | $1.96B |
| Cost of revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross profit | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $587.00M | $517.00M | $528.00M | $494.00M | $436.00M | $373.00M | $401.00M | $382.00M | $392.00M | $334.00M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 426.68M | shares 429.89M | Unavailable | shares 435.47M | shares 436.54M | shares 442.20M | Unavailable | shares 449.91M | shares 456.56M | shares 463.80M |
| Pretax income | $755.00M | $650.00M | $677.00M | $629.00M | $554.00M | $468.00M | $508.00M | $470.00M | $480.00M | $430.00M |
| Income tax expense | $168.00M | $133.00M | $149.00M | $135.00M | $118.00M | $95.00M | $107.00M | $88.00M | $88.00M | $96.00M |
| Diluted EPS | $1.30 | $1.13 | Unavailable | $1.05 | $0.92 | $0.77 | Unavailable | $0.77 | $0.78 | $0.65 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total assets | $233.84B | $227.92B | $226.35B | $222.75B | $218.31B | $220.15B | $217.52B | $219.71B | $219.94B | $220.45B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $207.65B | $201.75B | $200.03B | $196.92B | $193.08B | $195.28B | $193.27B | $194.77B | $196.07B | $196.69B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $26.18B | $26.17B | $26.32B | $25.83B | $25.23B | $24.87B | $24.25B | $24.93B | $23.87B | $23.76B |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | $8.22B | $8.22B | $8.19B | $8.19B | $8.19B | $8.19B | $8.19B | $8.19B | $8.19B | $8.19B |
| Long-term debt | $15.19B | $12.26B | $11.22B | $10.44B | $12.53B | $12.27B | $12.40B | $13.94B | $13.08B | $13.80B |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $726.00M | $237.00M | -$158.00M | $1.70B | $886.00M | -$213.00M | $483.00M | $130.00M | $834.00M | $554.00M |
| Capital expenditures | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Investing cash flow | -$5.46B | -$1.80B | -$1.93B | -$1.50B | -$1.43B | -$1.11B | $1.61B | $161.00M | $179.00M | $1.04B |
| Financing cash flow | $5.16B | $1.17B | $3.17B | $2.90B | -$2.45B | $2.26B | -$2.40B | -$1.15B | -$841.00M | -$1.62B |
| Net change in cash | $430.00M | -$397.00M | $1.08B | $3.10B | -$2.99B | $940.00M | -$314.00M | -$856.00M | $172.00M | -$29.00M |
| Stock-based compensation | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Common dividends paid | $198.00M | $198.00M | $200.00M | $184.00M | $185.00M | $186.00M | $769.00M | $190.00M | $194.00M | $197.00M |
| Common share repurchases | $225.00M | $300.00M | $125.00M | $75.00M | $200.00M | $200.00M | $225.00M | $325.00M | $200.00M | $300.00M |
| Depreciation & amortization | $99.00M | $113.00M | $112.00M | $119.00M | $124.00M | $123.00M | $124.00M | $129.00M | $143.00M | $102.00M |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 12.1% | 12.0% | 9.1% | 11.4% | 3.8% | -1.2% | 22.5% | -5.6% | -6.3% | -7.9% |
| Net margin | 25.7% | 23.8% | 121.9% | 23.3% | 21.4% | 19.3% | 101.0% | 20.1% | 20.0% | 17.0% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | 0.58x | Unavailable | 0.43x | 0.40x | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 22.3% | 20.5% | 22.0% | 21.5% | 21.3% | 20.3% | 21.1% | 18.7% | 18.3% | 22.3% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open CFG in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-03View SEC filing
10-Q · Filed 2026-05-04View SEC filing
10-K · Filed 2026-02-12View SEC filing
10-Q · Filed 2025-11-03View SEC filing
10-Q · Filed 2025-08-04View SEC filing
10-Q · Filed 2025-05-01View SEC filing
Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.