SequelSEC

MUNCY COLUMBIA FINANCIAL Corp CCFN

State Commercial Banks · CIK 0000731122 · Fiscal year ends 1231 · Bank

AnnualQuarterlyTTM
Revenue
Unavailable
Fiscal year ended 2025-12-31
Net income
$24.22M
Fiscal year ended 2025-12-31
Total assets
$1.67B
Fiscal year ended 2025-12-31

MUNCY COLUMBIA FINANCIAL Corp (CCFN) reported net income of $24.22M for the fiscal year ended 2025-12-31. This page shows 4 annual periods of income statement, balance sheet and cash flow figures normalized from MUNCY COLUMBIA FINANCIAL Corp’s SEC filings, each linked to the filing it came from. It is classified by the SEC under State Commercial Banks.

Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.

Income

MUNCY COLUMBIA FINANCIAL Corp income by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-31
RevenueUnavailableUnavailableUnavailableUnavailable
Cost of revenueUnavailableUnavailableUnavailableUnavailable
Gross profitUnavailableUnavailableUnavailableUnavailable
Operating incomeUnavailableUnavailableUnavailableUnavailable
Net income$24.22M$19.02M$3.39M$9.51M
Research & developmentUnavailableUnavailableUnavailableUnavailable
Weighted-average diluted sharesUnavailableshares 3.57Mshares 2.28Mshares 2.08M
Pretax income$29.10M$22.34M$3.75M$11.14M
Income tax expense$4.88M$3.32M$365.00K$1.63M
Diluted EPS$6.85$5.33$1.49$4.58
Selling, general & administrativeUnavailableUnavailableUnavailableUnavailable
General & administrativeUnavailableUnavailableUnavailableUnavailable
Selling & marketingUnavailableUnavailableUnavailableUnavailable

Balance

MUNCY COLUMBIA FINANCIAL Corp balance by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-31
Cash & equivalents$48.54M$17.38MUnavailableUnavailable
Total assets$1.67B$1.60B$1.64B$944.01M
Current assetsUnavailableUnavailableUnavailableUnavailable
Total liabilities$1.48B$1.43B$1.49B$858.07M
Current liabilitiesUnavailableUnavailableUnavailableUnavailable
Total equity incl. NCI$192.54M$166.41M$153.82M$85.94M
Temporary (mezzanine) equityUnavailableUnavailableUnavailableUnavailable
InventoryUnavailableUnavailableUnavailableUnavailable
Accounts receivableUnavailableUnavailableUnavailableUnavailable
Goodwill$25.61M$25.61M$25.61M$7.94M
Long-term debt$40.58M$55.54MUnavailableUnavailable
Accounts payableUnavailableUnavailableUnavailableUnavailable

Cash flow

MUNCY COLUMBIA FINANCIAL Corp cash flow by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-31
Operating cash flow$23.29M$16.90M$7.08M$9.66M
Capital expenditures$1.40M$407.00K$968.00K$299.00K
Investing cash flow-$33.05M$48.48M$9.10M-$100.55M
Financing cash flow$40.92M-$66.38M-$10.89M$6.43M
Net change in cashUnavailable-$997.00K$5.29M-$84.46M
Stock-based compensationUnavailableUnavailableUnavailableUnavailable
Common dividends paid$8.13M$6.27M$3.56M$3.47M
Common share repurchasesUnavailable$1.52MUnavailable$25.00K
Depreciation & amortizationUnavailableUnavailableUnavailableUnavailable

Derived

MUNCY COLUMBIA FINANCIAL Corp derived by fiscal year, in US dollars, normalized from SEC filings.
Metric2025-12-312024-12-312023-12-312022-12-31
Free cash flow$21.89M$16.49M$6.11M$9.36M
Gross marginUnavailableUnavailableUnavailableUnavailable
Operating marginUnavailableUnavailableUnavailableUnavailable
FCF marginUnavailableUnavailableUnavailableUnavailable
SBC / revenueUnavailableUnavailableUnavailableUnavailable
Current ratioUnavailableUnavailableUnavailableUnavailable
Revenue YoY growthUnavailableUnavailableUnavailableUnavailable
Net marginUnavailableUnavailableUnavailableUnavailable
R&D / revenueUnavailableUnavailableUnavailableUnavailable
CapEx / revenueUnavailableUnavailableUnavailableUnavailable
Long-term debt / equity0.21xUnavailableUnavailableUnavailable
Effective tax rate16.8%14.9%9.7%14.6%

Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open CCFN in the interactive workspace to inspect any figure back to its filing.

Source filings

10-Q · Filed 2026-08-07View SEC filing
10-Q · Filed 2026-05-08View SEC filing
10-K · Filed 2026-03-06View SEC filing
10-Q · Filed 2025-11-07View SEC filing
10-Q · Filed 2025-08-08View SEC filing
10-Q · Filed 2025-05-09View SEC filing

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Every accounting identity this site checks — the balance sheet, the gross profit bridge and the cash flow statement — reconciles in every period shown.