cash flow reconciliationreview2026-06-30
Operating, investing and financing flows differ from the reported change in cash by 18774000, beyond tolerance 4579040.00.
Revenue
$190.37M
Fiscal year ended 2026-06-30Net income
-$179.95M
Fiscal year ended 2026-06-30Total assets
$1.54B
Fiscal year ended 2026-06-30Better Home & Finance Holding Co (BETR) reported revenue of $190.37M and net income of -$179.95M for the fiscal year ended 2026-06-30. This page shows 1 annual period of income statement, balance sheet and cash flow figures normalized from Better Home & Finance Holding Co’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Loan Brokers.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 |
|---|---|
| Revenue | $190.37M |
| Cost of revenue | Unavailable |
| Gross profit | Unavailable |
| Operating income | Unavailable |
| Net income | -$179.95M |
| Research & development | $30.88M |
| Weighted-average diluted shares | Unavailable |
| Pretax income | -$161.55M |
| Income tax expense | -$1.69M |
| Diluted EPS | Unavailable |
| Selling, general & administrative | Unavailable |
| General & administrative | $41.46M |
| Selling & marketing | Unavailable |
Balance
| Metric | 2026-06-30 |
|---|---|
| Cash & equivalents | $102.25M |
| Total assets | $1.54B |
| Current assets | Unavailable |
| Total liabilities | $1.48B |
| Current liabilities | Unavailable |
| Total equity incl. NCI | $57.90M |
| Temporary (mezzanine) equity | Unavailable |
| Inventory | Unavailable |
| Accounts receivable | Unavailable |
| Goodwill | $11.00M |
| Long-term debt | Unavailable |
| Accounts payable | Unavailable |
Cash flow
| Metric | 2026-06-30 |
|---|---|
| Operating cash flow | -$155.10M |
| Capital expenditures | $1.05M |
| Investing cash flow | -$270.33M |
| Financing cash flow | $457.90M |
| Net change in cash | $40.96M |
| Stock-based compensation | $50.53M |
| Common dividends paid | Unavailable |
| Common share repurchases | Unavailable |
| Depreciation & amortization | $12.53M |
Derived
| Metric | 2026-06-30 |
|---|---|
| Free cash flow | -$156.15M |
| Gross margin | Unavailable |
| Operating margin | Unavailable |
| FCF margin | -82.0% |
| SBC / revenue | 26.5% |
| Current ratio | Unavailable |
| Revenue YoY growth | 48.7% |
| Net margin | -94.5% |
| R&D / revenue | 16.2% |
| CapEx / revenue | 0.6% |
| Long-term debt / equity | Unavailable |
| Effective tax rate | Unavailable |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open BETR in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-11View SEC filing
10-Q · Filed 2026-05-11View SEC filing
10-K · Filed 2026-03-13View SEC filing
10-Q · Filed 2025-11-13View SEC filing
10-Q · Filed 2025-08-13View SEC filing
10-Q · Filed 2025-05-14View SEC filing
Reconciliation checks needing review
1 period on this page do not reconcile under this site’s normalization. Read that as a limitation here before an observation about the company: the figures are the filer’s own, the filings linked above are authoritative, and a difference usually means the concepts this site selected do not match how this filer presents its statements. Nothing is adjusted to make a check pass.