balance equationreview2026-06-30
Difference 40000000 exceeds tolerance 7491770.000. Presentation or filing-vintage differences need review.
Revenue
$744.32M
Fiscal year ended 2026-06-30Net income
$49.72M
Fiscal year ended 2026-06-30Total assets
$7.49B
Fiscal year ended 2026-06-30Atlanticus Holdings Corp (ATLCP) reported revenue of $744.32M and net income of $49.72M for the fiscal year ended 2026-06-30. This page shows 10 annual periods of income statement, balance sheet and cash flow figures normalized from Atlanticus Holdings Corp’s SEC filings, each linked to the filing it came from. It is classified by the SEC under Personal Credit Institutions.
Banks, brokers and insurers present a top line that is not comparable with an operating company’s revenue: it is reported net of interest expense, or as premiums earned, depending on the filer. The figures are the filer’s own and are traceable to the filing; the comparison across classes is what does not hold.
Income
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $744.32M | $679.59M | $175.85M | $494.68M | $394.16M | $345.17M | $117.47M | $351.22M | $316.02M | $290.71M |
| Cost of revenue | $57.86M | $44.92M | $55.58M | $39.02M | $34.08M | $32.15M | $35.81M | $28.07M | $27.70M | $26.82M |
| Gross profit | $686.46M | $634.67M | $120.27M | $455.65M | $360.08M | $313.01M | $81.66M | $323.16M | $288.32M | $263.88M |
| Operating income | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Net income | $49.72M | $44.18M | $35.13M | $24.98M | $30.57M | $31.52M | $31.30M | $29.54M | $24.28M | $26.17M |
| Research & development | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Weighted-average diluted shares | shares 19.17M | shares 19.00M | Unavailable | shares 19.20M | shares 19.19M | shares 19.18M | Unavailable | shares 18.79M | shares 18.81M | shares 18.72M |
| Pretax income | $66.01M | $58.85M | $46.22M | $32.48M | $40.15M | $40.87M | $39.87M | $37.29M | $28.60M | $32.82M |
| Income tax expense | $16.29M | $14.27M | $11.61M | $7.89M | $9.86M | $9.75M | $8.90M | $8.10M | $4.48M | $7.00M |
| Diluted EPS | $2.50 | $2.23 | Unavailable | $1.21 | $1.51 | $1.49 | Unavailable | $1.27 | $0.99 | $1.09 |
| Selling, general & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| General & administrative | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Selling & marketing | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Balance
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & equivalents | $555.22M | $651.13M | $621.09M | $425.02M | $329.42M | $350.39M | $375.42M | $308.65M | $350.91M | $444.81M |
| Total assets | $7.49B | $7.47B | $7.62B | $7.08B | $3.64B | $3.27B | $3.27B | $3.04B | $2.84B | $2.79B |
| Current assets | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total liabilities | $6.75B | $6.78B | $6.98B | $6.45B | $3.04B | $2.70B | $2.69B | $2.47B | $2.27B | $2.23B |
| Current liabilities | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Total equity incl. NCI | $697.48M | $643.97M | $603.83M | $584.81M | $559.18M | $528.85M | $489.36M | $454.46M | $430.91M | $413.27M |
| Temporary (mezzanine) equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Inventory | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts receivable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Goodwill | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Accounts payable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
Cash flow
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $276.93M | $286.34M | $266.25M | $107.45M | $132.69M | $131.57M | $122.60M | $112.36M | $115.64M | $118.80M |
| Capital expenditures | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Investing cash flow | -$369.23M | -$51.21M | -$484.54M | -$506.91M | -$405.53M | -$114.89M | -$176.00M | -$306.28M | -$197.22M | -$67.54M |
| Financing cash flow | -$66.58M | -$198.48M | $459.76M | $442.16M | $294.62M | -$54.87M | $168.32M | $171.47M | $6.43M | $47.39M |
| Net change in cash | -$158.88M | $36.65M | $241.47M | $42.70M | $21.79M | -$38.19M | $114.93M | -$22.45M | -$75.14M | $98.65M |
| Stock-based compensation | $2.80M | $1.39M | $1.56M | $920.00K | $948.00K | $870.00K | $928.00K | $979.00K | $1.05M | $940.00K |
| Common dividends paid | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Common share repurchases | $55.00K | $3.83M | $16.38M | $25.00K | $1.92M | $51.25M | $25.03M | $25.82M | $1.27M | $543.00K |
| Depreciation & amortization | $5.08M | $5.07M | $4.12M | $2.49M | $1.69M | $1.60M | $1.40M | $1.28M | $1.25M | $1.25M |
Derived
| Metric | 2026-06-30 | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free cash flow | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Gross margin | 92.2% | 93.4% | 68.4% | 92.1% | 91.4% | 90.7% | 69.5% | 92.0% | 91.2% | 90.8% |
| Operating margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| FCF margin | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| SBC / revenue | 0.4% | 0.2% | 0.9% | 0.2% | 0.2% | 0.3% | 0.8% | 0.3% | 0.3% | 0.3% |
| Current ratio | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Revenue YoY growth | 88.8% | 96.9% | 49.7% | 40.8% | 24.7% | 18.7% | -13.4% | 19.1% | 8.7% | 11.4% |
| Net margin | 6.7% | 6.5% | 20.0% | 5.0% | 7.8% | 9.1% | 26.6% | 8.4% | 7.7% | 9.0% |
| R&D / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| CapEx / revenue | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Long-term debt / equity | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable | Unavailable |
| Effective tax rate | 24.7% | 24.3% | 25.1% | 24.3% | 24.6% | 23.8% | 22.3% | 21.7% | 15.6% | 21.3% |
Amounts are abbreviated; the exact reported value is carried in each cell. — means unavailable, not zero. Open ATLCP in the interactive workspace to inspect any figure back to its filing.
Source filings
10-Q · Filed 2026-08-06View SEC filing
10-Q · Filed 2026-05-07View SEC filing
10-K · Filed 2026-03-12View SEC filing
10-Q · Filed 2025-11-10View SEC filing
10-Q · Filed 2025-08-07View SEC filing
10-Q · Filed 2025-05-08View SEC filing
Reconciliation checks needing review
16 periods on this page do not reconcile under this site’s normalization. Read that as a limitation here before an observation about the company: the figures are the filer’s own, the filings linked above are authoritative, and a difference usually means the concepts this site selected do not match how this filer presents its statements. Nothing is adjusted to make a check pass.
balance equationreview2026-03-31
Difference 40000000 exceeds tolerance 7465034.000. Presentation or filing-vintage differences need review.
balance equationreview2025-12-31
Difference 40000000 exceeds tolerance 7623088.000. Presentation or filing-vintage differences need review.
balance equationreview2025-09-30
Difference 40000000 exceeds tolerance 7079732.000. Presentation or filing-vintage differences need review.
balance equationreview2025-06-30
Difference 40000000 exceeds tolerance 3643175.000. Presentation or filing-vintage differences need review.
balance equationreview2025-03-31
Difference 40000000 exceeds tolerance 3272165.000. Presentation or filing-vintage differences need review.
balance equationreview2024-12-31
Difference 90000000 exceeds tolerance 3270707.000. Presentation or filing-vintage differences need review.
balance equationreview2024-09-30
Difference 114975000 exceeds tolerance 3039964.000. Presentation or filing-vintage differences need review.
balance equationreview2024-06-30
Difference 140400000 exceeds tolerance 2837261.000. Presentation or filing-vintage differences need review.
balance equationreview2024-03-31
Difference 140325000 exceeds tolerance 2787215.000. Presentation or filing-vintage differences need review.
balance equationreview2023-12-31
Difference 140250000 exceeds tolerance 2706445.000. Presentation or filing-vintage differences need review.
balance equationreview2023-09-30
Difference 140175000 exceeds tolerance 2596901.000. Presentation or filing-vintage differences need review.